56 Mount St, Bay Head (Point Pleasant Beach), NJ 08742 Property Records

Ocean County and Bay Head Borough property record for 56 Mount St, Bay Head, NJ 08742

Property Summary

Property Type	Single Family Home
Details	8 bd · 5 ba · 4,056 sqft · built 1910
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Aug 1996)
Tax Bill	$13,750 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`03-00057-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`03-00057-0000-00001`
Alternative APN	`030005700001`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	56 MOUNT ST
City	BAY HEAD
State	NJ
Zip	08742-5361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Description	50X150
Legal Subdivision	BAY HEAD & LAND CO SEC A
Legal Block	57
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	BAY HEAD
Census Block Group	4
Census Block	4026
Census Tract	739200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bay Head Historic District listed 2006 · 552 contributing resources · NRIS 05001566

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ocean County and Bay Head Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 MOUNT ST, BAY HEAD, NJ 08742-5361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 1996 · Amount on Record
Deed Sale	Aug 21, 1996 · Amount on Record
Deed Book / Page	5396 / 735
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	56 MOUNT ST, BAY HEAD, NJ 08742-5361
Document Number	0169881482
Book / Page	016988 / 001482
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MOUNT ST BAY HEAD NJ 087425361, BAY HEAD, NJ 08742-5361

Mortgage

Document Number	0169881482
Date	Jan 5, 2018
Book Page	016988/001482
Instrument	1446

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ocean County and Bay Head Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Bay Head Borough
Unified School District	Bay Head Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,244,300 (-) Land $684,000 Building $560,300	$1,244,300 (-) Land $684,000 Building $560,300
2025	$13,750.00 (+9.41%)	$1,244,300 (-) Land $684,000 Building $560,300	$1,244,300 (-) Land $684,000 Building $560,300
2024	$12,567.00 (+12.23%)
2023		$1,244,300 Land $684,000 Building $560,300	$1,244,300 Land $684,000 Building $560,300
2022	$11,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 607 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	619 units insured incl. 12 condo units
Nearby Flood Claims	228 (1992–2024)
Claims Outside the SFHA	24 of 228
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 197 claims Hurricane Irene, Aug 2011 · 15 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20