56 Morse St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 56 Morse St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,636 sqft · built 1955
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Nov 2023)
Tax Bill	$13,271 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00455-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`03-00455-0000-00010`
Alternative APNs	`030045500010` `5005000`

Interior

Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	5005000
Street Address	56 MORSE ST
City	CRANFORD
State	NJ
Zip	07016-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FLORAL GARDENS
Legal Block	455
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3023
Census Tract	37400

Owner

56 Morse St is owned and occupied by two individuals who bought it in November 2023.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 MORSE ST, CRANFORD, NJ 07016-2749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Nov 29, 2023	Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Aug 4, 2004 · Amount on File
Deed Document Number	202333980
Deed Book / Page	6529 / 2544
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	56 MORSE ST, CRANFORD, NJ 07016-2749
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MORSE ST, CRANFORD, NJ 07016-2749

Mortgage

Document Number	0157342839
Date	Dec 16, 2025
Book Page	15734/2839
Instrument	86407

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 29, 2023
Property Address	56 MORSE ST, CRANFORD, NJ 07016-2749
Document Number	0065292544
Book / Page	6529 / 2544
Instrument Date	Nov 17, 2023
Instrument	33980
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	RMS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,332.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 CARACAS CT, TOMS RIVER, NJ 08757-3857

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 MORSE ST, CRANFORD, NJ 07016-2749

Mortgage

Document Number	0154392526
Date	Nov 29, 2023
Book Page	15439/2526
Instrument	58818

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	56 MORSE ST, CRANFORD, NJ 07016-2749
Document Number	0142860838
Book / Page	014286 / 000838
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	56 MORSE ST CRANFORD NJ 070162749, CRANFORD, NJ 07016-2749

Mortgage

Document Number	0142860838
Date	Jun 15, 2017
Book Page	014286/000838
Instrument	641774

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Jun 14, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 56 Morse St was $13,271, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,100 (-) Land $83,700 Building $99,400	$183,100 (-) Land $83,700 Building $99,400
2025	$13,271.00 (+6.92%)	$183,100 Land $83,700 Building $99,400	$183,100 Land $83,700 Building $99,400
2024	$12,412.00
2023		$183,100 (-) Land $83,700 Building $99,400	$183,100 (-) Land $83,700 Building $99,400
2022	$12,106.00	$183,100 Land $83,700 Building $99,400	$183,100 Land $83,700 Building $99,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 56 Morse St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Morse St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Morse St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures