56 Midge Ln, Penrose, NC 28766 Property Records

Transylvania County property record for 56 Midge Ln, Penrose, NC 28766 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2022
Square Footage	2,224 sqft Heated Area
Last Sale	$30,000 (2021)
Tax Bill	$2,440.00 (2025)

Owner

Source: Transylvania County records · APN 9516-85-0166-000

Assessment roll updated August 19, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 142, PENROSE, NC 28766-0142
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 09, 2026	Deed of Trust · Line of Credit UNITED COMMUNITY BANK
Dec 29, 2022	Deed of Trust, Mortgage CATCH 22 LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Deed Doc Number	20211127
Deed Book / Page	965 / 726
Last Transfer Date	Apr 10, 2023
Transfer Doc	0000001813
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Recording Date	Apr 09, 2026
Property Address	56 MIDGE LN, PENROSE, NC 28766
Document Number	0011840667
Book / Page	1184 / 667
Instrument Date	Mar 23, 2026
Instrument	20261615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001615,
Date	Apr 09, 2026
Book Page	1184/667
Instrument	20261615

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 26, 2051

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Recording Date	Apr 09, 2026
Property Address	56 MIDGE LN, PENROSE, NC 28766
Document Number	0000001615
Book / Page	1184 / 667
Instrument Date	Mar 23, 2026
Instrument	20261615
Record Updated	Apr 21, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001615,
Date	Apr 09, 2026
Book Page	1184/667
Instrument	20261615

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 26, 2051

Interest

Rate	6.01%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	56 MIDGE LN, PENROSE, NC 28766-5002
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 142, PENROSE, NC 28766-0142

Mortgage

Document Number	0010650010
Date	Dec 29, 2022
Book Page	1065/10
Instrument	2022007887

Lender

Name	CATCH 22 LLC
Type	Non-Lending Institution
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 29, 2023

Tax Assessment & Valuation

Source: Transylvania County records · Assessment roll updated August 19, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,440.00 (+33.55%)	$507,980 (+82.97%) Land $75,000 Building $432,980	$507,980 (+82.97%) Land $75,000 Building $432,980
2023	$1,827.00	$277,630 Land $30,000 Building $247,630	$277,630 Land $30,000 Building $247,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Transylvania County (37175C), updated June 26, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 65% of North Carolina
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`9516-85-0166-000`
Alternative APN	`69848980`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,224 sqft Heated Area
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Wood Shingle Roof

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	69848980
Street Address	56 MIDGE LN
City	PENROSE
State	NC
Zip	28766
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L4D-2-R OFF SR 1528
Jurisdiction	TRANSYLVANIA NC
Minor Civil Division	LITTLE RIVER
Census Blockgroup	1
Census Block	1026
Census Tract	960401

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