56 Middlesex St, Cambridge, MA 02140 Property Records

Middlesex County and Cambridge City property record for 56 Middlesex St, Cambridge, MA 02140

Property Summary

Property Type	Duplex
Details	3 bd · 3.5 ba · 1,672 sqft · built 1889
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Company Names on Record
Last Sale	$130,000 (Jul 1985)
Tax Bill	$7,820 (2025)
Deeds & Mortgages	Jan 2019 Refinance Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`195-42`

Property Details

APN / Parcel Number

Primary APN	`195-42`
Alternative APN	`CAMB M:00195 L:00042`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,672 sqft Living Area
Gross Area	2,847 sqft
1st Floor Area	1,148 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Covered
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	56 MIDDLESEX ST
City	CAMBRIDGE
State	MA
Zip	02140-2524
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Lot Number	42
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	354800

Owner

Source: Middlesex County and Cambridge City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	56 MIDDLESEX ST, CAMBRIDGE, MA 02140-2524
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DITECH FINANCIAL LLC
Nov 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1985 · Amount on Record
Deed Sale	Jul 1, 1985 · Amount on Record
Last Transfer Date	Oct 31, 2019
Transfer Doc	73628-142
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	56 MIDDLESEX ST, CAMBRIDGE, MA 02140-2524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72125-336
Date	Jan 15, 2019
Book Page	72125/336
Instrument	5732

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Nov 12, 2019
Property Address	56 MIDDLESEX ST, CAMBRIDGE, MA 02140-2524
Document Number	73628-142
Book / Page	073628 / 000142
Instrument Date	Oct 31, 2019
Instrument	175996
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	56 MIDDLESEX ST CAMBRIDGE MA 021402524, CAMBRIDGE, MA 02140-2524

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,820.00 (+11.41%)	$1,231,500 (+3.87%) Land $538,200 Building $693,300
2024	$7,019.00 (+6.92%)	$1,185,600 (+5.83%) Land $560,600 Building $625,000
2023	$6,565.00	$1,120,300 Land $571,800 Building $548,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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