56 Maple St, #58, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 56 Maple St, #58, Ludlow, MA 01056

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,848 sqft · built 1905
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2023)
Tax Bill	$5,465 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:12D-09700 B:162 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12D-09700 B:162 L:0`
Alternative APNs	`LUDL M:12D B:9700 P:162` `5408`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,924 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1962
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5408
Street Address	56 MAPLE ST, 58
City	LUDLOW
State	MA
Zip	01056-2758
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RES B
Legal Block	9700
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1018
Census Tract	810403

Owner

56 Maple St, #58 is owned and occupied by two individuals who bought it in September 2023.

Source: Hampden County and Ludlow Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 MAPLE ST, 58, LUDLOW, MA 01056-2758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Sep 15, 2023
Property Address	56-58 MAPLE ST, LUDLOW, MA 01056
Document Number	025156-219
Book / Page	25156 / 219
Instrument Date	Sep 15, 2023
Instrument	43744
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 PARK ST APT D, D, PALMER, MA 01069-1934

Mortgage

Document Number	0000043745
Date	Sep 15, 2023
Instrument	43745

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 56 Maple St, #58 was $5,465, up 35% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,465.00 (+35.04%)	$315,000 (+40.81%) Land $72,500 Building $242,500
2024	$4,047.00 (+1.23%)	$223,700 (+9.18%) Land $72,500 Building $151,200
2023	$3,998.00	$204,900 Land $63,600 Building $141,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 56 Maple St, #58 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Maple St, #58 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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