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56 Malcolm Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 56 Malcolm Ave, Garfield, NJ 07026

Property Summary

Property TypeSingle Family Home
Details2,252 sqft · built 1974
Lot Size0.086 acres (3,751 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Feb 2020)
Tax Bill$10,799 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21-00061-0000-00009

Property Details

APN / Parcel Number

Primary APN21-00061-0000-00009
Alternative APNs
  • 210006100009
  • 006725

Interior

Stories1 Story
Building Area2,252 sqft Living Area
1st Floor Area2,252 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeFrame
Lot Area3,751 sqft (0.086 acres)
Lot Dimensions100 ft deep x 38 ft wide

Location & Zoning

Account Number006725
Street Address56 MALCOLM AVE
CityGARFIELD
StateNJ
Zip07026-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description3750 SF
Legal SubdivisionNEW YORK & NEW JERSEY REALTY E
Legal Block61
Legal Lot Number9
JurisdictionBERGEN NJ
Township / Civil DivisionGARFIELD
Census Block Group1
Census Block1002
Census Tract21500

Owner

Source: Bergen County and Garfield City records, as of July 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address56 MALCOLM AVE, GARFIELD, NJ 07026-1524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
PAUL S KOCHANOSKI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Prior SaleDec 2, 1997 · Amount on Record
Deed Document Number202019759
Deed Book / Page3510 / 1995
Prior Transfer DateJan 21, 2020
Prior Transfer Doc0035101995
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address56 MALCOLM AVE, GARFIELD, NJ 07026-1524
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044291490
DateOct 27, 2021
Book Page4429/1490
Instrument2021161321
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address56 MALCOLM AVE, GARFIELD, NJ 07026-1524
Document Number0032101101
Instrument DateMar 20, 2019
Transaction TypeMortgage
Record UpdatedApr 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 MALCOLM AVE GARFIELD NJ 070261524, GARFIELD, NJ 07026-1524

Mortgage

Document Number0032101101
DateApr 1, 2019
Book Page003210/001101
Instrument20206
Lender
NamePAUL S KOCHANOSKI
Address11 RIVERSIDE DR, SOUTH BEND, IN 46616
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 31, 2024

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityGarfield City
Unified School DistrictGarfield City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,400 (-) Land $106,300 Building $204,100$310,400 (-) Land $106,300 Building $204,100
2025$10,799.00 (+4.26%)$310,400 (-) Land $106,300 Building $204,100$310,400 (-) Land $106,300 Building $204,100
2024$10,358.00 (+6.99%)
2023$310,400 Land $106,300 Building $204,100$310,400 Land $106,300 Building $204,100
2022$9,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARFIELD WATER DEPARTMENT
serves 30,487 people · EPA ID NJ0221001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: AT&T, T-Mobile.

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