56 Loomis Rdg, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 56 Loomis Rdg, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,504 sqft · built 1984
Lot Size	2.79 acres (121,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (May 2004)
Tax Bill	$7,390 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:2-R L:98`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:2-R L:98`
Alternative APN	`M:329002 B:R0098 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	5,736 sqft
Basement Area	1,592 sqft
Unfinished Basement	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,532 sqft (2.79 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	56 LOOMIS RDG
City	WESTFIELD
State	MA
Zip	01085-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	LOOMIS RDG
Legal Lot Number	98
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2036
Census Tract	812902

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 LOOMIS RDG, WESTFIELD, MA 01085-3958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2004 · Amount on Record
Deed Sale	May 28, 2004 · Amount on Record
Prior Sale	Dec 20, 2001 · Amount on Record
Deed Document Number	200415183
Deed Book / Page	14212 / 511
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Recording Date	Jul 7, 2026
Property Address	56 LOOMIS RDG, WESTFIELD, MA 01085-3958
Document Number	0000031338
Book / Page	26406 / 111
Instrument Date	Jun 29, 2026
Instrument	202631338
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 LOOMIS RDG, WESTFIELD, MA 01085-3958

Mortgage

Document Number	0000031338,
Date	Jul 7, 2026
Book Page	26406/111
Instrument	202631338

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	56 LOOMIS RDG, WESTFIELD, MA 01085-3958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23625-348
Date	Jan 4, 2021
Book Page	23625/348
Instrument	54

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	56 LOOMIS RDG, WESTFIELD, MA 01085-3958
Document Number	21588-1
Book / Page	021588 / 000001
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21588-1
Date	Mar 3, 2017
Book Page	021588/000001
Instrument	11347

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,390.00 (-0.32%)	$495,000 (+1.35%) Land $171,800 Building $323,200	$545,016 (-6.75%)
2025	$7,414.00 (-1.66%)	$488,400 (+1%) Land $178,300 Building $310,100	$584,440 (+5.49%)
2024			$554,040
2023	$7,539.00	$444,000 Land $155,000 Building $289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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