Charlotte County property record for 56 Lima St, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,935 sqft · built 1989 |
| Lot Size | 0.227 acres (9,915 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (Apr 2007) |
| Tax Bill | $4,852 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-05-201-003 |
| Primary APN | 40-23-05-201-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,935 sqft Living Area |
| Gross Area | 2,554 sqft |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,915 sqft (0.227 acres) |
| Garage Area | 399 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 432 sqft |
| Porch | Enclosed/Chattahoochee Porch |
| Porch Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004608222 |
|---|---|
| Old Parcel Number | 00952621032959 |
| Street Address | 56 LIMA ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-4256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 020 0596 0037 PUNTA GORDA ISLES SEC20 BLK596 LT37 982/74 1028/567 1060/2124 DC1290/199(LN) PRO93-811(LN) 1352/82 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 05 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 596 |
| Legal Lot Number | 37 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20103 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4865 GAIL CT, TRENTON, MI 48183-4566 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2007 · Amount on Record |
| Deed Sale | Apr 9, 2007 · Amount on Record |
| Prior Sale | May 12, 1999 |
| Deed Document Number | 1656287 |
| Deed Book / Page | 3140 / 1163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 56 LIMA ST, PUNTA GORDA, FL 33983-4256 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 4865 GAIL CT, TRENTON, MI 48183-4566 |
| Document Number | 0049031154 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 4903/1154 |
| Instrument | 3040906 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,852.00 (-14.53%) | $321,633 (+19.72%) | $288,849 (+3.4%) Land $45,000 Building $243,849 |
| 2023 | $5,677.00 (+13.86%) | $268,664 (-11.76%) | $279,357 (-8.24%) Land $38,000 Building $241,357 |
| 2022 | $4,986.00 | $304,455 Land $27,200 Building $277,255 | $304,455 Land $27,200 Building $277,255 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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