56 Lightning Dr, Eaton, OH 45320 Property Records

Preble County property record for 56 Lightning Dr, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 2021
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B44-0024-005-03-016-000`

Property Details

APN / Parcel Number

Primary APN	`B44-0024-005-03-016-000`
Alternative APN	`B02002400503016000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	56 LIGHTNING DR
City	EATON
State	OH
Zip	45320-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 752 LAKENGREN SUBD
Legal Subdivision	LAKENGREN SUBD
Legal Lot Number	752
Jurisdiction	PREBLE OH
Township / Civil Division	GASPER
Census Block Group	1
Census Block	1026
Census Tract	470101

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 LIGHTNING DR, EATON, OH 45320-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FARMERS STATE BANK
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Feb 9, 2021	Warranty Deed, Transfer NOT AVAILABLE, PARTNERS LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022
Deed Sale	May 20, 2022
Prior Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	20222761
Deed Book / Page	434 / 2388
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	56 LIGHTNING DR, EATON, OH 45320-2716
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3297 WEISS RD, RICHMOND, IN 47374-1745
Investor	Possibly a Property Investor

Mortgage

Document Number	00426/1046
Date	Oct 27, 2021
Book Page	426/1046
Instrument	202100006141

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 21, 2022

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	May 20, 2022
Property Address	56 LIGHTNING DR, EATON, OH 45320-2716
Document Number	00434/2388
Book / Page	434 / 2388
Map Reference	VOL 9 PG 161
Instrument Date	May 3, 2022
Instrument	202200002761
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 LIGHTNING DR, EATON, OH 45320-2716
Investor	Possibly a Property Investor

Mortgage

Document Number	202200002762
Date	May 20, 2022
Instrument	202200002762

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Feb 9, 2021
Property Address	56 LIGHTNING DR, EATON, OH 45320-2716
Document Number	0000415/67
Book / Page	415 / 67
Map Reference	VOL 9 PG 161
Instrument Date	Feb 5, 2021
Instrument	202100000823
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	NOT AVAILABLE, PARTNERS LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$19.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3297 WEISS RD, RICHMOND, IN 47374-1745
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gasper Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,512.00 (+1.1%) Homeowner's exemption	$119,110 (-) Land $6,720 Building $112,390
2024	$4,463.00 (-11.66%) Homeowner's exemption	$119,110 (-) Land $6,720 Building $112,390
2023	$5,052.00 (+167.16%) Homeowner's exemption	$119,110 (+211.32%) Land $6,720 Building $112,390	$340,300 (-) Land $19,200 Building $321,100
2022	$1,891.00 Homeowner's exemption	$38,260 Land $5,500 Building $32,760
2020			$340,300 Land $19,200 Building $321,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKENGREN WATER AUTHORITY private · serves 2,950 people · EPA ID OH6800712
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Blue Sky Wireless.

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