Worcester County and Gardner City property record for 56 Leamy St, Gardner, MA 01440
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,262 sqft · built 1923 |
| Lot Size | 0.137 acres (5,989 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Dec 2016) |
| Tax Bill | $5,067 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:7 L:54 |
| Primary APN | GARD M:M22 B:7 L:54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,262 sqft Living Area |
| Gross Area | 5,493 sqft |
| Basement Area | 1,131 sqft |
| Unfinished Basement | 1,131 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,989 sqft (0.137 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 56 LEAMY ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2516 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Block | 7 |
| Legal Lot Number | 54 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 56 LEAMY ST, GARDNER, MA 01440-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2016 · Amount on Record |
| Deed Sale | Dec 8, 2016 · Amount on Record |
| Prior Sale | Jan 28, 2000 · Amount on Record |
| Deed Document Number | 2016141501 |
| Deed Book / Page | 56432 / 312 |
| Transfer Doc | 056432-312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 56 LEAMY ST, GARDNER, MA 01440-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 070254-188 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 70254/188 |
| Instrument | 15934 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Term | 457 Months |
| Due | Apr 1, 2062 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,067.00 (+10,680.85%) | $368,000 (+12.23%) Land $72,800 Building $295,200 | $392,056 |
| 2025 | $47.00 (-98.95%) | $327,900 (+9.85%) Land $66,200 Building $261,700 | |
| 2024 | $4,475.00 (+1.29%) | $298,500 (+8.98%) Land $60,200 Building $238,300 | |
| 2023 | $4,418.00 | $273,900 Land $59,300 Building $214,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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