Greene County and Cairo Town property record for 56 Larch St, Cairo, NY 12413
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,952 sqft · built 1960 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,668 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 518622-3912 |
| Primary APN | 518622-3912 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,952 sqft Total Area |
| 1st Floor Area | 1,952 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 321 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 518622-3912 |
|---|---|
| Street Address | 56 LARCH ST |
| City | CAIRO |
| State | NY |
| Zip | 12413 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 3 |
| Legal Lot Number | 28.000 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | CAIRO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 80501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Susquehannah Turnpike listed 1974 · 13 contributing resources · NRIS 74001241 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Greene County and Cairo Town assessment roll, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 131, CAIRO, NY 12413-0131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Apr 5, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 56 LARCH ST, CAIRO, NY 12413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M20231584 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | M2023-1584 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 56 LARCH ST, CAIRO, NY 12413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M20221393 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | M2022-1393 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Greene County and Cairo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Cairo Town |
| Unified School District | Cairo-Durham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,668.00 | $89,500 (-) Land $12,500 Building $77,000 | $255,700 (+16.28%) Land $35,712 Building $219,988 |
| 2023 | $89,500 Land $12,500 Building $77,000 | $219,902 Land $30,713 Building $189,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1980–2011) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Cable · Fiber in parts of the area | 400 / 25 |
| Starlink Satellite | 280 / 30 |
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