56 Kelsey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 56 Kelsey Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,661 sqft · built 2005
Lot Size	0.048 acres (2,106 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Mar 2017)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-403-086`

Property Details

APN / Parcel Number

Primary APN	`19-30-403-086`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,661 sqft
Gross Area	2,433 sqft
1st Floor Area	772 sqft
2nd Floor Area	889 sqft

Exterior

Year Built	Built 2005
Exterior Material	Frame Siding
Lot Area	2,106 sqft (0.048 acres)
Lot Dimensions	64 ft deep x 33 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	56 KELSEY CT
City	ALGONQUIN
State	IL
Zip	60102-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0007862 S 32.90FT LT 10 WINDING CREEK OF ALGONQUIN UNIT 2
Legal Subdivision	WINDING CRK/ALGONQUIN #2
Legal Lot Number	10
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

56 Kelsey Ct is owned and occupied by an individual who bought it in March 2017.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	56 KELSEY CT, ALGONQUIN, IL 60102-6810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 21, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 22, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 14, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 3, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on File
Deed Sale	Mar 3, 2017 · Amount on File
Prior Sale	Mar 23, 2005 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	56 KELSEY CT, ALGONQUIN, IL 60102-6810
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050939
Date	Sep 17, 2021
Instrument	2021R0050939

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	56 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000029456
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 KELSEY CT ALGONQUIN IL 601026810, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000029456
Date	Aug 3, 2020
Instrument	29456

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Aug 2, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	56 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000044683
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 KELSEY CT ALGONQUIN IL 601026810, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000044683
Date	Dec 30, 2019
Instrument	44683

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Dec 29, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	56 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000019282
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 KELSEY CT ALGONQUIN IL 601026810, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000019282
Date	Jun 27, 2019
Instrument	19282

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	56 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000012562
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 KELSEY CT ALGONQUIN IL 601026810, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000012562
Date	Apr 20, 2018
Instrument	12562

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

Interest

Rate Type	Fixed Rate
Rate	4.99%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 3, 2017
Property Address	56 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000007862
Instrument Date	Jan 25, 2017
Instrument	7862
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 KELSEY CT ALGONQUIN IL 601026810, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	7863
Date	Mar 3, 2017
Instrument	7863

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$84,636 Land $16,326 Building $68,310	$253,908 Land $48,978 Building $204,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 56 Kelsey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Kelsey Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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