56 Horace Files Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 56 Horace Files Rd, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,259 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Aug 2025)
Tax Bill	$2,006 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:R09 L:0011`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:R09 L:0011`
Alternative APN	`4060`

Interior

Stories	1 Story
Building Area	1,259 sqft Total Area

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	4060
Street Address	56 HORACE FILES RD
City	NAPLES
State	ME
Zip	04055-5238
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Lot Number	11
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2013
Census Tract	14001

Owner

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	81 TANDBERG TRL, WINDHAM, ME 04062-5201
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 18, 2025	Warranty Deed, Transfer · Line of Credit UNITED STATE DEPT OF
Mar 27, 2017	Deed of Trust, Mortgage NORWAY SAVINGS BANK
Jan 22, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Book / Page	41660 / 237
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	56 HORACE FILES RD, NAPLES, ME 04055-5238
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0400310333
Date	Mar 20, 2023
Book Page	40031/333
Instrument	8181

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Aug 18, 2025
Property Address	56 HORACE FILES RD, NAPLES, ME 04055-5238
Document Number	0416600237
Book / Page	41660 / 237
Instrument Date	Aug 15, 2025
Instrument	32429
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 TANDBERG TRL, WINDHAM, ME 04062-5201

Mortgage

Document Number	0000032430
Date	Aug 18, 2025
Instrument	32430

Lender

Name	UNITED STATE DEPT OF

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	457 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	56 HORACE FILES RD, NAPLES, ME 04055-5238
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339030061
Date	Mar 27, 2017
Book Page	33903/0061
Instrument	000000013826

Lender

Name	NORWAY SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2042

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Jan 22, 2020
Property Address	56 HORACE FILES RD, NAPLES, ME 04055-5238
Document Number	0363630018
Book / Page	036363 / 000018
Instrument Date	Jan 17, 2020
Instrument	3954
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$788.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 HORACE FILES RD NAPLES ME 040555238, NAPLES, ME 04055-5238

Mortgage

Document Number	363630021
Date	Jan 22, 2020
Book Page	036363/000021
Instrument	3955

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$215,716 (-) Land $58,000 Building $157,716
2024	$2,006.00 (+1.62%)	$215,716 (-) Land $58,000 Building $157,716
2023	$1,974.00 (+10.9%)	$215,716 (-) Land $58,000 Building $157,716
2022	$1,780.00	$215,716 Land $58,000 Building $157,716

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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