56 Homefield Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 56 Homefield Ave, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,880 sqft · built 1945
Lot Size	0.335 acres (14,609 sqft)
Owner	Individual Name on File
Last Sale	$154,900 (May 1997)
Tax Bill	$6,602 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:59 L:95`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:59 L:95`
Alternative APNs	`M:0059 B:0000 L:0095` `651928`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	5,408 sqft
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,609 sqft (0.335 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	651928
Street Address	56 HOMEFIELD AVE
City	DRACUT
State	MA
Zip	01826-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	95
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1007
Census Tract	314102

Owner

56 Homefield Ave is owned and occupied by an individual who acquired it in August 2020.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	56 HOMEFIELD AVE, DRACUT, MA 01826-4518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE
Jan 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Sep 12, 2018	Deed of Trust, Mortgage DIGITAL FCU
Aug 19, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 1997 · Amount on File
Deed Sale	May 27, 1997 · Amount on File
Prior Sale	Dec 31, 1996 · Amount on File
Deed Book / Page	8586 / 203
Last Transfer Date	Aug 6, 2020
Transfer Doc	034509-247
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	Jul 2, 2026
Property Address	56 HOMEFIELD AVE, DRACUT, MA 01826-4518
Document Number	0000021146
Book / Page	40176 / 281
Instrument Date	Jun 26, 2026
Instrument	202621146
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 HOMEFIELD AVE, DRACUT, MA 01826-4518

Mortgage

Document Number	0000021146,
Date	Jul 2, 2026
Book Page	40176/281
Instrument	202621146

Lender

Name	AMERICAN INTERNET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	56 HOMEFIELD AVE, DRACUT, MA 01826-4518
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035188-126
Date	Jan 14, 2021
Book Page	35188/126
Instrument	2324

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	56 HOMEFIELD AVE, DRACUT, MA 01826-4518
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32402-173
Date	Sep 12, 2018
Book Page	32402/173
Instrument	39977

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2023

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Aug 19, 2020
Property Address	56 HOMEFIELD AVE, DRACUT, MA 01826-4518
Document Number	34509-244
Book / Page	34509 / 244
Instrument Date	Aug 6, 2020
Instrument	38861
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56 HOMEFIELD AVE, DRACUT, MA 01826-4518

Mortgage

Document Number	34509-247
Date	Aug 19, 2020
Book Page	34509/247
Instrument	38862

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 56 Homefield Ave was $6,602, up 5.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,602.00 (+5.53%)	$682,700 (+10.43%) Land $216,600 Building $466,100	$607,905 (-)
2025	$6,256.00 (+0.63%)	$618,200 (+3.92%) Land $198,700 Building $419,500	$607,905 (-3.27%)
2024	$6,217.00 (+4.47%)	$594,900 (+15.76%) Land $189,200 Building $405,700	$628,425
2023	$5,951.00	$513,900 Land $164,500 Building $349,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Homefield Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Homefield Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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