56 Hillcrest Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 56 Hillcrest Dr, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,386 sqft · built 1996
Lot Size	0.29 acres (12,636 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2019)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-2297-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-2297-5`
Alternative APNs	`30-1S-23-1538-000B-0060` `23S1301538000B0060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,386 sqft Living Area
Gross Area	3,419 sqft
1st Floor Area	2,386 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,636 sqft (0.29 acres)
Garage Type	Attached
Garage Area	575 sqft
Driveway	Driveway
Porch	Florida Room
Porch Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	56 HILLCREST DR
City	SHALIMAR
State	FL
Zip	32579-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD PINES S/D LOT 6 BLK B
Legal Range	23W
Legal Township	01S
Legal Section	30
Legal Subdivision	LONGWOOD PINES S/D
Legal Block	B
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1014
Census Tract	21600

Owner

56 Hillcrest Dr is owned and occupied by an individual who bought it in November 2019.

Source: Okaloosa County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	56 HILLCREST DR, SHALIMAR, FL 32579-1010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Warranty Deed, Transfer · Conventional with PMI PENNYMAC
Feb 26, 2018	Deed of Trust, Mortgage · Conventional with PMI NB COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	20193320914
Deed Book / Page	3431 / 252
Prior Transfer Date	Sep 24, 2012
Prior Transfer Doc	0030564082
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 27, 2019
Property Address	56 HILLCREST DR, SHALIMAR, FL 32579-1010
Document Number	0034310252
Book / Page	003431 / 000252
Instrument Date	Nov 25, 2019
Instrument	3320914
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 HILLCREST DR SHALIMAR FL 325791010, SHALIMAR, FL 32579-1010

Mortgage

Document Number	34310254
Date	Nov 27, 2019
Book Page	003431/000254
Instrument	3320915

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	56 HILLCREST DR, SHALIMAR, FL 32579-1010
Document Number	0033400204
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	56 HILLCREST DR SHALIMAR FL 325791010, SHALIMAR, FL 32579-1010

Mortgage

Document Number	0033400204
Date	Mar 6, 2018
Book Page	003340/000204
Instrument	3192449

Lender

Name	NB COMMERCE
Type	Bank
Address	BIRMINGHAM, AL 35223

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 56 Hillcrest Dr was $3,946 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,946.00 Homeowner's exemption	$361,139	$442,126 Land $131,143 Building $310,983
2023	$3,736.00 (+2.5%) Homeowner's exemption	$340,739 (+3%)	$444,193 (+6.61%) Land $91,743 Building $352,450
2022	$3,645.00 Homeowner's exemption	$330,815	$416,636 Land $85,741 Building $330,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	41 (1978–2020)
Claims Outside the SFHA	15 of 41
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims Hurricane Opal, Oct 1995 · 17 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Hillcrest Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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