56 Harold St, Franklin, OH 45005 Property Records

Warren County property record for 56 Harold St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1953
Lot Size	0.247 acres (10,836 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Sep 2026)
Tax Bill	$2,986 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-308-006-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-308-006-0`
Alternative APNs	`0426308006` `426308006` `2135108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	10,836 sqft (0.247 acres)
Lot Dimensions	172 ft deep x 63 ft wide
Garage Type	Detached
Porch	Open Porch
Porch Area	128 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2135108
Street Address	56 HAROLD ST
City	FRANKLIN
State	OH
Zip	45005-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARNES LOT 30
Legal Range	5
Legal Township	2
Legal Section	26
Legal Subdivision	BARNES
Legal Block	108
Legal Lot Number	30
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2038
Census Tract	32501

Owner

56 Harold St is owned and occupied by two individuals who bought it in September 2026.

Source: Warren County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 HAROLD ST, FRANKLIN, OH 45005-1719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Jan 17, 2017	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Aug 5, 2020 · Amount on File
Deed Document Number	202625670
Prior Transfer Date	Sep 9, 2014
Prior Transfer Doc	0000023814
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 9, 2026
Property Address	56 HAROLD ST, FRANKLIN, OH 45005-1719
Document Number	0000025670
Instrument Date	Sep 1, 2026
Instrument	202625670
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,751.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	56 HAROLD ST, FRANKLIN, OH 45005-1719

Mortgage

Document Number	0000025671,
Date	Sep 9, 2026
Instrument	202625671

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 5, 2020
Property Address	56 HAROLD ST, FRANKLIN, OH 45005-1719
Document Number	0000028893
Map Reference	MB 2 PG 295
Instrument Date	Jul 30, 2020
Instrument	2020-028893
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 HAROLD ST, FRANKLIN, OH 45005-1719

Mortgage

Document Number	0000028894
Date	Aug 5, 2020
Instrument	2020-028894

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 17, 2017
Property Address	56 HAROLD ST, FRANKLIN, OH 45005-1719
Document Number	0000001919
Instrument Date	Dec 30, 2016
Instrument	1919
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 HAROLD ST FRANKLIN OH 45005, FRANKLIN, OH 45005

Mortgage

Document Number	1920
Date	Jan 17, 2017
Instrument	1920

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 56 Harold St was $2,986, up 9.1% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,986.00 (+9.06%)	$58,220 Land $15,750 Building $42,470	$166,340 Land $45,000 Building $121,340
2024	$2,738.00 (+20.04%)
2023	$2,281.00 (+3.35%) Homeowner's exemption	$43,498 (-) Land $9,685 Building $33,813
2022	$2,207.00 Homeowner's exemption	$43,498 Land $9,685 Building $33,814	$124,280 (-) Land $27,670 Building $96,610
2021			$124,280 Land $27,670 Building $96,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 56 Harold St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Harold St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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