56 Grey Coach Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 56 Grey Coach Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,979 sqft · built 1987
Lot Size	0.64 acres (27,874 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Nov 2019)
Tax Bill	$15,455 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`183A000001`

Property Details

APN / Parcel Number

Primary APN	`183A000001`
Alternative APNs	`READ M:046.0-0000-0050.0` `M:046.0=0000=0050.0` `183A000001090`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,979 sqft Living Area
Gross Area	7,984 sqft
Basement Area	2,736 sqft
Unfinished Basement	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,874 sqft (0.64 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	183A000001090
Street Address	56 GREY COACH LN
City	READING
State	MA
Zip	01867-1372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1012
Census Tract	334300

Owner

56 Grey Coach Ln is owned and occupied by two individuals who bought it in November 2019.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 GREY COACH LN, READING, MA 01867-1372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Mar 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Nov 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jan 3, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Jun 30, 1995 · Amount on File
Deed Document Number	2019171982
Deed Book / Page	73591 / 465
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	73591-465
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	56 GREY COACH LN, READING, MA 01867-1372
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	078915-493
Date	Oct 14, 2021
Book Page	78915/493
Instrument	226454

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	56 GREY COACH LN, READING, MA 01867-1372
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	080817-186
Date	Oct 12, 2022
Book Page	80817/186
Instrument	152900

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	56 GREY COACH LN, READING, MA 01867-1372
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74364-175
Date	Mar 27, 2020
Book Page	74364/175
Instrument	45975

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 5, 2019
Property Address	56 GREY COACH LN, READING, MA 01867-1372
Document Number	73591-465
Book / Page	073591 / 000465
Instrument Date	Nov 4, 2019
Instrument	171982
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,016.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	56 GREY COACH LN READING MA 018671372, READING, MA 01867-1372

Mortgage

Document Number	73591-468
Date	Nov 5, 2019
Book Page	073591/000468
Instrument	171983

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 3, 2019
Property Address	56 GREY COACH LN, READING, MA 01867-1372
Document Number	72087-107
Book / Page	072087 / 000107
Instrument Date	Dec 27, 2018
Instrument	822
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 GREY COACH LN READING MA 018671372, READING, MA 01867-1372

Tax Assessment & Valuation

The 2026 property tax bill for 56 Grey Coach Ln was $15,455, up 0.8% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,455.00 (+0.85%)	$1,410,100 (+4.8%) Land $587,300 Building $822,800	$1,594,169 (+10.15%)
2025	$15,325.00 (-0.43%)	$1,345,500 (+2.46%) Land $560,400 Building $785,100	$1,447,230 (+0.08%)
2024	$15,391.00 (+8.4%)	$1,313,200 (+16.45%) Land $546,900 Building $766,300	$1,446,090
2023	$14,198.00	$1,127,700 Land $475,200 Building $652,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Grey Coach Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Grey Coach Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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