56 Graystone Cir, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 56 Graystone Cir, Winchester, MA 01890

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,947 sqft · built 2011
Owner	Trust Name on Record
Last Sale	$1,085,000 (Dec 2017)
Tax Bill	$12,414 (2026)
Deeds & Mortgages	May 2020 Refinance Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINC M:019 B:0314 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:019 B:0314 L:0`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,947 sqft Living Area
Gross Area	3,588 sqft
Basement Area	1,081 sqft
Unfinished Basement	1,081 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	56 GRAYSTONE CIR
City	WINCHESTER
State	MA
Zip	01890-3873
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RDB
Legal Block	314
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3003
Census Tract	338300

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	56 GRAYSTONE CIR, WINCHESTER, MA 01890-3873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WINCHESTER SAVINGS BANK
Dec 20, 2017	Quit Claim Deed, Transfer WINCHESTER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Prior Sale	Nov 29, 2012 · Amount on Record
Deed Book / Page	70411 / 542
Last Transfer Date	Oct 30, 2024
Transfer Doc	083412-270
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	56 GRAYSTONE CIR, WINCHESTER, MA 01890-3873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74696-1
Date	May 18, 2020
Book Page	74696/1
Instrument	74854

Lender

Name	WINCHESTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Dec 20, 2017
Property Address	56 GRAYSTONE CIR, WINCHESTER, MA 01890-3873
Document Number	70411-542
Book / Page	70411 / 542
Instrument	206116
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 GRAYSTONE CIR, WINCHESTER, MA 01890-3873

Mortgage

Document Number	704110547
Date	Dec 20, 2017
Instrument	70411/0547

Lender

Name	WINCHESTER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 20, 2048

Interest

Rate	3.5%
Max Rate At Change	10.1%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,414.00 (+10,245%)	$1,120,400 (+2.92%) Building $1,120,400	$1,209,021 (-10.73%)
2025	$120.00 (-98.99%)	$1,088,600 (+3.85%) Building $1,088,600	$1,354,320
2024	$11,876.00 (-4.99%)	$1,048,200 (-1.05%) Building $1,048,200
2023	$12,500.00	$1,059,300 Building $1,059,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Graystone Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures