56 Gardner St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 56 Gardner St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,758 sqft · built 1920
Lot Size	0.222 acres (9,692 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2025)
Tax Bill	$5,955 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0064 B:0114`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0064 B:0114`
Alternative APN	`7486`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
1st Floor Area	1,758 sqft
Basement Area	128 sqft
Unfinished Basement	128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,692 sqft (0.222 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	7486
Street Address	56 GARDNER ST
City	PEABODY
State	MA
Zip	01960-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Subdivision	GARNDER PARK SEC A
Legal Block	114
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2006
Census Tract	210900

Owner

56 Gardner St is owned and occupied by two individuals who bought it in May 2025.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 GARDNER ST, PEABODY, MA 01960-1804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Prior Sale	Jun 20, 2012
Deed Book / Page	42726 / 62
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	May 20, 2025
Property Address	56 GARDNER ST, PEABODY, MA 01960-1804
Document Number	0042726-62
Book / Page	42726 / 62
Instrument Date	May 20, 2025
Instrument	20250520003530
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56 GARDNER ST, PEABODY, MA 01960-1804

Mortgage

Document Number	20250520003540
Date	May 20, 2025
Instrument	20250520003540

Lender

Name	NQM FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 56 Gardner St was $5,955, up 4.3% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,955.00 (+4.35%)	$628,800 (+2.03%) Land $237,400 Building $391,400	$676,117 (+14.37%)
2025	$5,707.00 (+6.75%)	$616,300 (+5.13%) Land $219,800 Building $396,500	$591,185
2024	$5,346.00 (+3.44%)	$586,200 (+7.98%) Land $219,800 Building $366,400
2023	$5,168.00	$542,900 Land $196,300 Building $346,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 56 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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