Bergen County and Closter Borough property record for 56 Forest St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,572 sqft · built 1954 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,500 (Jun 1999) |
| Tax Bill | $12,701 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance Nov 2018 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00513-0000-00003 |
| Primary APN | 07-00513-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Stucco |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 069040 |
|---|---|
| Street Address | 56 FOREST ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | L10-11 75X100 |
| Legal Block | 513 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 FOREST ST, CLOSTER, NJ 07624-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance KEARNY BANK |
| Nov 14, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance KEARNY BANK |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK |
| Oct 14, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 14, 2008 | Deed of Trust, Mortgage · Conventional with PMI CLIFTON SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 1999 · Amount on Record |
| Deed Sale | Jun 17, 1999 · Amount on Record |
| Deed Document Number | 1999102082 |
| Deed Book / Page | 8178 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 56 FOREST ST, CLOSTER, NJ 07624-1658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032871457 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 3287/1457 |
| Instrument | 19-043455 |
| Name | KEARNY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 56 FOREST ST, CLOSTER, NJ 07624-1658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031070152 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 3107/152 |
| Instrument | 18-080718 |
| Name | KEARNY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 56 FOREST ST, CLOSTER, NJ 07624-1658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035960493 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 3596/493 |
| Instrument | 20-047938 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 56 FOREST ST, CLOSTER, NJ 07624-1658 |
| Document Number | 0027772061 |
| Book / Page | 002777 / 002061 |
| Instrument Date | Oct 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 56 FOREST ST CLOSTER NJ 076241658, CLOSTER, NJ 07624-1658 |
| Document Number | 0027772061 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 002777/002061 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 56 FOREST ST, CLOSTER, NJ 07624-1658 |
| Document Number | 0037071216 |
| Instrument Date | Apr 14, 2008 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 56 FOREST ST CLOSTER NJ 076241658, CLOSTER, NJ 07624-1658 |
| Document Number | 0037071216 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 003707/001216 |
| Instrument | 85953 |
| Name | CLIFTON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CLIFTON, NJ 07015 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Sep 14, 2038 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,000 (+12.56%) Land $480,000 Building $210,000 | $690,000 (+12.56%) Land $480,000 Building $210,000 | |
| 2025 | $12,701.00 (+4.6%) | $613,000 (+21.53%) Land $432,500 Building $180,500 | $613,000 (+21.53%) Land $432,500 Building $180,500 |
| 2024 | $12,143.00 (+16.13%) | ||
| 2023 | $504,400 Land $337,500 Building $166,900 | $504,400 Land $337,500 Building $166,900 | |
| 2022 | $10,456.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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