56 E Lake Rd, Danbury, CT 06811 Property Records

Danbury City property record for 56 E Lake Rd, Danbury, CT 06811

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 912 sqft · built 1959
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2025)
Tax Bill	$5,711 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DANB M:F05 L:38`

Property Details

APN / Parcel Number

Primary APN	`DANB M:F05 L:38`
Alternative APN	`F05038`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	362 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	F05038
Street Address	56 E LAKE RD
City	DANBURY
State	CT
Zip	06811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Lot Number	38
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	1
Census Block	1006
Census Tract	211000

Owner

Source: Danbury City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 PORTLAND PL, YONKERS, NY 10703-2206
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage PRYSMA LENDING GROUP LLC
Sep 4, 2025	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC
Jan 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Deed Book / Page	2732 / 677
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	56 E LAKE RD, DANBURY, CT 06811
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002558-624
Date	Apr 13, 2021
Book Page	2558/624
Instrument	11039370015

Lender

Name	PRYSMA LENDING GROUP LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANBURY CT
Recording Date	Sep 4, 2025
Property Address	56 E LAKE RD, DANBURY, CT 06811
Document Number	002732-677
Book / Page	2732 / 677
Instrument Date	Aug 15, 2025
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 PORTLAND PL, YONKERS, NY 10703-2206

Mortgage

Document Number	11986960022
Date	Sep 4, 2025
Instrument	11986960022

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	56 E LAKE RD, DANBURY, CT 06811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2461-411
Date	Jan 29, 2019
Book Page	2461/411

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,711.00	$228,550 (-) Land $91,350 Building $137,200	$159,985 Land $63,945 Building $96,040
2024	$5,711.00 (+7.11%)
2023	$5,332.00 (+13.47%)	$228,550 (+37.27%) Land $91,350 Building $137,200
2022	$4,699.00	$166,500 Land $84,800 Building $81,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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