56 E Jefferson St, Spencer, IN 47460 Property Records

Owen County property record for 56 E Jefferson St, Spencer, IN 47460

Property Summary

Property TypeManufacturing (Light)
Details5,200 sqft · built 1949
Lot Size0.159 acres (6,926 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Jun 2019)
Tax Bill$1,714 (2025)
Deeds & MortgagesJun 2019 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN60-10-20-400-400.681-028

Property Details

APN / Parcel Number

Primary APN60-10-20-400-400.681-028
Alternative APN
  • 00001034717

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area5,200 sqft Total Area
1st Floor Area5,200 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1950
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area6,926 sqft (0.159 acres)
Lot Dimensions136 ft deep x 51 ft wide

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001034717
Street Address56 E JEFFERSON ST
CitySPENCER
StateIN
Zip47460-1705
Property CategoryIndustrial
Property TypeIndustrial > Manufacturing (Light)
Legal DescriptionSPENCER LOTS 123 & 124 EXCEPTING 75 FT OF E END BOTH LOTS
Legal SubdivisionTHE ORIGINAL PLAT OF SPENCER
Legal Lot Number123-124
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4041
Census Tract955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address56 E JEFFERSON ST, SPENCER, IN 47460-1705
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2019 · Amount on Record
Deed SaleJun 11, 2019 · Amount on Record
Deed Document Number2019216523
Record UpdatedSep 20, 2026

June 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOWEN IN
Recording DateJun 11, 2019
Property Address56 E JEFFERSON ST, SPENCER, IN 47460-1705
Document Number0000216523
Map ReferenceDD 1 PG 14
Instrument DateJun 7, 2019
Instrument216523
Transaction TypeConstruction Loan
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 E JEFFERSON ST, SPENCER, IN 47460-1705

Mortgage

Document Number0000216524
DateJun 11, 2019
Instrument216524
Lender
NameOUR COMMUNITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2039
Interest

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
MunicipalitySpencer Town
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,714.00 (+21.3%)$85,300 (+35.61%) Land $13,000 Building $72,300$85,300 (+35.61%) Land $13,000 Building $72,300
2024$1,413.00 (-4.01%)
2023$1,472.00 (-13.16%)$62,900 Land $12,300 Building $50,600$62,900 Land $12,300 Building $50,600
2022$1,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims49 (1993–2025)
Claims Outside the SFHA3 of 49
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 16 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBBP WATER COMPANY
serves 9,903 people · EPA ID IN5260001
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: South Central Indiana REMC, T-Mobile.

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