56 E 2nd St, Oneida, NY 13421 Property Records

Oneida County and Vernon Town property record for 56 E 2nd St, Oneida, NY 13421 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1988
Square Footage	1,232 sqft Living Area
Lot Size	45,302 sqft (1.04 acres)
Garage	Attached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$4,876.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18960.4`
Alternative APNs	`600132101600010190040000` `306001 321.016-1-19.4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,232 sqft Living Area
1st Floor	1,232 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	45,302 sqft (1.04 acres)
Depth X Width	310 ft x 150 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage
Porch Area	366 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	18960.4
Street Address	56 E 2ND ST
City	ONEIDA
State	NY
Zip	13421-3842
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE ATT GAR
Legal Block	1
Legal Lot Number	19.004
Jurisdiction	ONEIDA NY
Minor Civil Division	VERNON
Census Blockgroup	1
Census Block	1036
Census Tract	24900

Owner

Source: Oneida County and Vernon Town records · APN 18960.4

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 E 2ND ST, ONEIDA, NY 13421-3842
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	56 E 2ND ST, ONEIDA, NY 13421-3842
Transaction Type	Mortgage
Record Updated	Mar 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002171
Date	Feb 08, 2022
Instrument	2022-002171

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2032

Tax Assessment & Valuation

Source: Oneida County and Vernon Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Municipality	Oneida Castle Village
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,876.00 (+311.48%)	$88,100 (-) Land $10,400 Building $77,700	$202,529 (+9.2%) Land $23,908 Building $178,621
2023		$88,100 (-) Land $10,400 Building $77,700	$185,474 (+9.47%) Land $21,895 Building $163,579
2022	$1,185.00 Homeowner's exemption	$88,100 Land $10,400 Building $77,700	$169,423 Land $20,000 Building $149,423

Flood & Wildfire

56 E 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oneida County (36065C), updated September 26, 2013

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 9th in New York
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.