56 Duke St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 56 Duke St, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,014 sqft · built 1926
Lot Size3.34 acres (145,775 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Feb 1994)
Tax Bill$1,317 (2026)
Deeds & MortgagesOct 2020 Line of Credit
Jun 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN08 2 4 7

Property Details

APN / Parcel Number

Primary APN08 2 4 7
Alternative APN
  • 169091

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,014 sqft Heated Area
Gross Area4,120 sqft
1st Floor Area2,014 sqft
AtticAttic
Attic Area863 sqft
Basement Area863 sqft
Unfinished Basement863 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area145,775 sqft (3.34 acres)
Lot Dimensions425 ft deep x 343 ft wide
Garage TypeMixed
Garage Area1 sqft

Exterior Amenities

PorchSlab
Porch Area384 sqft
Deck Area80 sqft
Patio Area80 sqft
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number169091
Street Address56 DUKE ST
CityGRANITE FALLS
StateNC
Zip28630-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1992 PG 185 YR 20 ST 0.00
Legal SubdivisionJEFFERSON PLACE
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group2
Census Block2008
Census Tract31402

Owner

56 Duke St is owned and occupied by two individuals who acquired it in June 2020.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address56 DUKE ST, GRANITE FALLS, NC 28630-1808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BK
Jun 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jun 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 11, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 13, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 1994 · Amount on File
Deed SaleFeb 1, 1994 · Amount on File
Deed Book / Page1104 / 191
Last Transfer DateJun 29, 2020
Transfer Doc0010045549
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address56 DUKE ST, GRANITE FALLS, NC 28630-1808
Document Number0010049600
Instrument DateOct 8, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 DUKE ST GRANITE FALLS NC 286301808, GRANITE FALLS, NC 28630-1808

Mortgage

Document Number0010049600
DateOct 22, 2020
Book Page002002/000001
Instrument10049600
Lender
NameFIRST HORIZON BK
TypeBank
AddressMEMPHIS, TN 38118
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateJun 29, 2020
Property Address56 DUKE ST, GRANITE FALLS, NC 28630-1808
Document Number0010045549
Book / Page001992 / 000183
Instrument DateJun 29, 2020
Instrument10045549
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 DUKE ST GRANITE FALLS NC 286301808, GRANITE FALLS, NC 28630-1808

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALDWELL NC
Recording DateJun 29, 2020
Property Address56 DUKE ST, GRANITE FALLS, NC 28630-1808
Document Number0010045550
Book / Page001992 / 000185
Instrument DateJun 29, 2020
Instrument10045550
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address56 DUKE ST GRANITE FALLS NC 286301808, GRANITE FALLS, NC 28630-1808

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALDWELL NC
Recording DateDec 11, 2019
Property Address56 DUKE ST, GRANITE FALLS, NC 28630-1808
Document Number0010039367
Book / Page001977 / 001168
Instrument DateDec 5, 2019
Instrument10039367
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 DUKE ST GRANITE FALLS NC 286301808, GRANITE FALLS, NC 28630-1808

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateNov 13, 2018
Property Address56 DUKE ST, GRANITE FALLS, NC 28630-1808
Document Number0010027759
Book / Page001952 / 001724
Instrument DateNov 13, 2018
Instrument10027759
Transaction TypeTransfer
Record UpdatedDec 6, 2018

Transaction

AmountAmount on Record
Tax$70.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 DUKE ST GRANITE FALLS NC 286301808, GRANITE FALLS, NC 28630-1808

Tax Assessment & Valuation

The 2026 property tax bill for 56 Duke St was $1,317, down 25.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,317.00 (-25.68%)$278,500 (-) Land $37,500 Building $241,000
2025$1,772.00 (+57.93%)$278,500 Land $37,500 Building $241,000$278,500 Land $37,500 Building $241,000
2024$1,122.00
2023$175,400 (-) Land $37,500 Building $137,900$175,400 (-) Land $37,500 Building $137,900
2022$1,100.00$175,400 Land $37,500 Building $137,900$175,400 Land $37,500 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Duke St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Duke St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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