Worcester County and Gardner City property record for 56 Draper Rd, Gardner, MA 01440 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,317 sqft · built 1910 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Apr 2021) |
| Tax Bill | $4,766 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jan 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:L-26 B:0005 L:0037 |
| Primary APN | M:L-26 B:0005 L:0037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| Gross Area | 2,916 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 56 DRAPER RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Legal Lot Number | 37 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN M:L-26 B:0005 L:0037
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 56 DRAPER RD, GARDNER, MA 01440-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GUILD MORTGAGE CO |
| Jan 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 23, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jan 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 22, 2017 | Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on Record |
| Deed Sale | Apr 23, 2021 · Amount on Record |
| Prior Sale | Aug 22, 2017 · Amount on Record |
| Deed Document Number | 202156305 |
| Deed Book / Page | 65007 / 99 |
| Transfer Doc | 39120-20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 56 DRAPER RD, GARDNER, MA 01440-1805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072415-233 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 72415/233 |
| Instrument | 69845 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 56 DRAPER RD, GARDNER, MA 01440-1805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00064225-1 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 64225/1 |
| Instrument | 5966 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 23, 2021 |
| Property Address | 56 DRAPER RD, GARDNER, MA 01440-1805 |
| Document Number | 65007-99 |
| Book / Page | 65007 / 99 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 56305 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 DRAPER RD, GARDNER, MA 01440-1805 |
| Document Number | 56306 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 56306 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 56 DRAPER RD, GARDNER, MA 01440-1805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64225-1 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 64225/1 |
| Instrument | 5966 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 22, 2017 |
| Property Address | 56 DRAPER RD, GARDNER, MA 01440-1805 |
| Document Number | 57617-263 |
| Book / Page | 057617 / 000263 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 91660 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 DRAPER RD GARDNER MA 014401805, GARDNER, MA 01440-1805 |
| Document Number | 57617-265 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 057617/000265 |
| Instrument | 91661 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,766.00 (-1.1%) | $331,900 (+3.23%) Land $68,500 Building $263,400 | $335,730 |
| 2024 | $4,819.00 (+5.73%) | $321,500 (+13.77%) Land $62,300 Building $259,200 | |
| 2023 | $4,558.00 | $282,600 Land $61,400 Building $221,200 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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