56 Divit Rd, Waynesville, NC 28785 Property Records

Haywood County property record for 56 Divit Rd, Waynesville, NC 28785

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 806 sqft · built 1997
Lot Size	1.44 acres (62,901 sqft)
Owner	Individual Name on Record
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7698-28-5048`

Property Details

APN / Parcel Number

Primary APN	`7698-28-5048`
Alternative APNs	`100171` `286632`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	806 sqft Heated Area
Gross Area	2,503 sqft
1st Floor Area	806 sqft
Upper Floors Area	600 sqft
Basement Area	806 sqft
Finished Basement	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	62,901 sqft (1.44 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Canopy	546 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	286632
Street Address	56 DIVIT RD
City	WAYNESVILLE
State	NC
Zip	28785-8082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	56 DIVIT RD
Legal Subdivision	CRYSTAL TREE
Jurisdiction	HAYWOOD NC
Township / Civil Division	JONATHAN CREEK
Census Block Group	4
Census Block	4000
Census Tract	920101

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 DIVIT RD, WAYNESVILLE, NC 28785-8082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITIES NAT'L BK
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 1997
Deed Sale	Oct 15, 1997
Deed Book / Page	461 / 2081
Last Transfer Date	Dec 20, 2024
Transfer Doc	0011200684
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	56 DIVIT RD, WAYNESVILLE, NC 28785-8082
Document Number	0009952312
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 DIVIT RD WAYNESVILLE NC 287858082, WAYNESVILLE, NC 28785-8082

Mortgage

Document Number	0009952312
Date	Apr 14, 2020
Book Page	000995/002312
Instrument	3350

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 13, 2040

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	56 DIVIT RD, WAYNESVILLE, NC 28785-8082
Document Number	0009932312
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 DIVIT RD WAYNESVILLE NC 287858082, WAYNESVILLE, NC 28785-8082

Mortgage

Document Number	0009932312
Date	Mar 24, 2020
Book Page	000993/002312
Instrument	2724

Lender

Name	UNITED COMMUNITIES NAT'L BK
Type	Bank
Address	PO BOX 670, BLAIRSVILLE, GA 30514-0670

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 23, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	56 DIVIT RD, WAYNESVILLE, NC 28785-8082
Document Number	0009710474
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 DIVIT RD WAYNESVILLE NC 287858082, WAYNESVILLE, NC 28785-8082

Mortgage

Document Number	0009710474
Date	Apr 15, 2019
Book Page	000971/000474
Instrument	3038

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BREVARD, NC 28712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2044

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,800 (-) Land $44,400 Building $270,400
2025	$2,205.00	$314,800 (-9.98%) Land $44,400 Building $270,400	$314,800 (-9.98%) Land $44,400 Building $270,400
2023		$349,700 Land $74,400 Building $275,300	$349,700 (-) Land $74,400 Building $275,300
2021			$349,700 Land $74,400 Building $275,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (2020–2025)
Most Recent Claim	Feb 2025 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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