56 Cross St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 56 Cross St, Florence, MA 01062

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,728 sqft · built 1972
Lot Size	0.398 acres (17,337 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jun 1995)
Tax Bill	$4,746 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
APN	`NHAM M:022D B:0077 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:022D B:0077 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,337 sqft (0.398 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	56 CROSS ST
City	FLORENCE
State	MA
Zip	01062-2616
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URA
Legal Block	77
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2001
Census Tract	822200

Owner

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 CROSS ST, FLORENCE, MA 01062-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 1, 1995 · Amount on Record
Deed Sale	Jun 1, 1995 · Amount on Record
Deed Book / Page	4676 / 5
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	56 CROSS ST, NORTHAMPTON, MA 01062-2616
Document Number	13576-199
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CROSS ST NORTHAMPTON MA 010622616, NORTHAMPTON, MA 01062-2616

Mortgage

Document Number	13576-199
Date	Mar 30, 2020
Book Page	013576/000199
Instrument	5598

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 29, 2030

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,746.00 (+1.26%)	$340,700 (+15.14%) Land $123,900 Building $216,800
2023	$4,687.00	$295,900 Land $112,600 Building $183,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Gateway Fiber Holdings.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

Nearby Streets

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