56 Cottage St, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 56 Cottage St, Wellesley, MA 02482

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,284 sqft · built 1876
Lot Size0.23 acres (10,000 sqft)
Owner2 Company Names on File
Last Sale$239,000 (Dec 1985)
Tax Bill$15,764 (2026)
Deeds & MortgagesSep 2026 Transfer
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNWELL M:113 R:023 S

Property Details

APN / Parcel Number

Primary APNWELL M:113 R:023 S

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,284 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1876
Effective Year BuiltEffective 1993
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address56 COTTAGE ST
CityWELLESLEY
StateMA
Zip02482-6913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR10
Legal SubdivisionWELLESLEY
JurisdictionWELLESLEY MA
Township / Civil DivisionWELLESLEY
Census Block Group2
Census Block2000
Census Tract404400

Owner

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address56 COTTAGE ST, WELLESLEY, MA 02482-6913
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Quit Claim Deed, Transfer
Quitclaim
Apr 25, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1985 · Amount on File
Deed SaleDec 1, 1985 · Amount on File
Last Transfer DateSep 16, 2026
Transfer Doc0000067638
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWELLESLEY MA
Recording DateSep 16, 2026
Property Address56 COTTAGE ST, WELLESLEY, MA 02482-6913
Document Number0000067638
Book / Page43371 / 360
Instrument DateSep 16, 2026
Instrument202667638
Transaction TypeTransfer
Record UpdatedOct 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 COTTAGE ST, WELLESLEY, MA 02482-6913

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLESLEY MA
Property Address56 COTTAGE ST, WELLESLEY, MA 02482-6913
Document Number36801-27
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 COTTAGE ST WELLESLEY MA 024826913, WELLESLEY, MA 02482-6913

Mortgage

Document Number36801-27
DateMay 16, 2019
Book Page036801/000027
Instrument37112
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 15, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionWellesley Town
Unified School DistrictWellesley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,764.00 (+4.53%)$1,550,000 (+5.66%) Land $1,165,000 Building $385,000$1,752,723 (+12.44%)
2025$15,081.00 (+2.89%)$1,467,000 (+4.19%) Land $1,124,000 Building $343,000$1,558,760 (+7.81%)
2024$14,657.00 (+1.59%)$1,408,000 (+11.75%) Land $1,079,000 Building $329,000$1,445,900
2023$14,427.00$1,260,000 Land $963,000 Building $297,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWELLESLEY WATER DIVISION
serves 29,550 people · EPA ID MA3317000
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile.

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