56 Cooper Trl, Mars Hill, NC 28754 Property Records

Madison County property record for 56 Cooper Trl, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Sep 2016)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9736-95-0848`

Property Details

APN / Parcel Number

Primary APN	`9736-95-0848`
Alternative APNs	`9736950848 0017068` `17068`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,680 sqft Heated Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	30 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56 COOPER TRL
City	MARS HILL
State	NC
Zip	28754-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	95
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	1
Census Block	1021
Census Tract	10602

Owner

Source: Madison County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 COOPER TRL, MARS HILL, NC 28754-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2016 · Amount on File
Deed Sale	Sep 21, 2016 · Amount on File
Deed Book / Page	616 / 709
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	56 COOPER TRL, MARS HILL, NC 28754-5101
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008290609
Date	Mar 10, 2026
Book Page	829/609
Instrument	361146

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	800 SUMMIT AVE, SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2051

Interest

Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	56 COOPER TRL, MARS HILL, NC 28754-5101
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007330501
Date	Oct 25, 2021
Book Page	733/501
Instrument	343824

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	56 COOPER TRL, MARS HILL, NC 28754-5101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006890401
Date	May 4, 2020
Book Page	689/401
Instrument	336329

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00	$420,325 (+74.75%) Land $43,700 Building $376,625	$420,325 (+74.75%) Land $43,700 Building $376,625
2023		$240,531 Land $22,770 Building $217,761	$240,531 Land $22,770 Building $217,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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