56 Clover, Lake Forest, CA 92630 Property Records

Orange County property record for 56 Clover, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,705 sqft · built 2015
Lot Size	0.051 acres (2,257 sqft)
Owner	Individual Name on File
Last Sale	$1,310,000 (Nov 2025)
Tax Bill	$8,524 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-451-36`

Property Details

APN / Parcel Number

Primary APN	`610-451-36`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,705 sqft Living Area

Exterior

Year Built	Built 2015
Lot Area	2,257 sqft (0.051 acres)
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	56 CLOVER
City	LAKE FOREST
State	CA
Zip	92630-8368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17529 BLK LOT 36
Legal Tract	17529
Legal Lot Number	36
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5022
Census Tract	52422

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4100 LONG BEACH BLVD STE 110, 110, LONG BEACH, CA 90807-2696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 6, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	2025000305650
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	56 CLOVER, LAKE FOREST, CA 92630-8368
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CLOVER, LAKE FOREST, CA 92630-8368

Mortgage

Document Number	0000064986
Date	Mar 5, 2026
Instrument	2026000064986

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	10.2%

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 6, 2025
Property Address	56 CLOVER, LAKE FOREST, CA 92630-8368
Document Number	0000305650
Map Reference	MB 918 PG 43-46
Instrument Date	Oct 23, 2025
Instrument	2025000305650
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 LONG BEACH BLVD STE 110, 110, LONG BEACH, CA 90807-2696

Mortgage

Document Number	0000305651
Date	Nov 6, 2025
Instrument	2025000305651

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year T-Bill
Max Rate	10.6%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,524.00 (+4.32%) Homeowner's exemption	$811,209 (+4.04%) Land $499,735 Building $311,474
2023	$8,171.00 (+1.83%) Homeowner's exemption	$779,709 Land $480,329 Building $299,380
2022	$8,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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