56 Chestnut St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 56 Chestnut St, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,750 sqft · built 1935
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Jul 2021)
Tax Bill	$11,361 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:56-P:025`

Property Details

APN / Parcel Number

Primary APN	`M:56-P:025`
Alternative APN	`NREA M:056.0 B:0000 L:0025.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,750 sqft Living Area
Gross Area	1,963 sqft
1st Floor Area	1,247 sqft
Basement Area	434 sqft
Unfinished Basement	434 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	56 CHESTNUT ST
City	NORTH READING
State	MA
Zip	01864-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	25.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1021
Census Tract	330102

Owner

56 Chestnut St is owned and occupied by two individuals who bought it in July 2021.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 CHESTNUT ST, NORTH READING, MA 01864-2820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jul 16, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Deed Document Number	2021165202
Deed Book / Page	78304 / 447
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Jul 22, 2021
Property Address	56 CHESTNUT ST, NORTH READING, MA 01864-2820
Document Number	078304-447
Book / Page	78304 / 447
Instrument Date	Jul 22, 2021
Instrument	165202
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56 CHESTNUT ST, NORTH READING, MA 01864-2820

Mortgage

Document Number	0000165203
Date	Jul 22, 2021
Instrument	165203

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Jul 16, 2021
Property Address	56 CHESTNUT ST, NORTH READING, MA 01864-2820
Document Number	0078265-45
Book / Page	78265 / 45
Instrument Date	Jul 9, 2021
Instrument	161170
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56 CHESTNUT ST, NORTH READING, MA 01864-2820

Tax Assessment & Valuation

The 2026 property tax bill for 56 Chestnut St was $11,361, up 2.8% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,361.00 (+2.79%)	$872,600 (+3.11%) Land $440,800 Building $431,800	$959,843
2025	$11,053.00 (+1.84%)	$846,300 (+3.01%) Land $423,800 Building $422,500
2024	$10,853.00 (+3.88%)	$821,600 (+10.02%) Land $399,100 Building $422,500
2023	$10,448.00	$746,800 Land $367,800 Building $379,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Chestnut St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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