Monmouth County and Upper Freehold Township property record for 56 Chambers Rd, Cream Ridge, NJ 08514
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,792 sqft · built 1997 |
| Lot Size | 4.38 acres (191,228 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Feb 1997) |
| Tax Bill | $12,744 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-00017-0000-00001-03 |
| Primary APN | 51-00017-0000-00001-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,792 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 191,228 sqft |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 256 sqft |
| Patio Area | 792 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 56 CHAMBERS RD |
|---|---|
| City | CREAM RIDGE |
| State | NJ |
| Zip | 08514-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Block | 17 |
| Legal Lot Number | 1.3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UPPER FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 811900 |
56 Chambers Rd is owned and occupied by two individuals who bought it in February 1997.
Source: Monmouth County and Upper Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 CHAMBERS RD, CREAM RIDGE, NJ 08514-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 1997 · Amount on File |
| Deed Sale | Feb 25, 1997 · Amount on File |
| Deed Book / Page | 5577 / 691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 56 CHAMBERS RD, CREAM RIDGE, NJ 08514-1711 |
| Document Number | 0000026862 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 56 CHAMBERS RD CREAM RIDGE NJ 085141711, CREAM RIDGE, NJ 08514-1711 |
| Document Number | 0000026862 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 009278/002427 |
| Instrument | 26862 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 56 Chambers Rd was $12,744, up 34.3% from the year before.
Source: Monmouth County and Upper Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Upper Freehold Township |
| Unified School District | Upper Freehold Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,300 (+8.8%) Land $455,900 Building $294,400 | $750,300 (+8.8%) Land $455,900 Building $294,400 | |
| 2025 | $12,744.00 (+34.35%) | $689,600 Land $390,900 Building $298,700 | $689,600 Land $390,900 Building $298,700 |
| 2024 | $9,486.00 | ||
| 2023 | $442,800 Land $173,200 Building $269,600 | $442,800 Land $173,200 Building $269,600 | |
| 2022 | $9,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56 Chambers Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1983) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 56 Chambers Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 73% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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