56 Central St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 56 Central St, Peabody, MA 01960

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,444 sqft · built 1870
Lot Size	0.086 acres (3,733 sqft)
Owner	2 Individual Names on Record
Last Sale	$612,500 (Sep 2019)
Tax Bill	$6,768 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0075 B:0056`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0075 B:0056`
Alternative APN	`9287`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,444 sqft Living Area
1st Floor Area	1,932 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,733 sqft (0.086 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9287
Street Address	56 CENTRAL ST
City	PEABODY
State	MA
Zip	01960-4357
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	56
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3002
Census Tract	210800

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 FAIRMOUNT AVE, SAUGUS, MA 01906-1576
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC
Jul 14, 2017	Quit Claim Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Book / Page	37857 / 305
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	37857-305
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Sep 19, 2019
Property Address	56 CENTRAL ST, PEABODY, MA 01960-4357
Document Number	37857-305
Book / Page	37857 / 305
Instrument Date	Sep 6, 2019
Instrument	20190919003470
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 FAIRMOUNT AVE, LYNN, MA 01905-2377

Mortgage

Document Number	190919003480
Date	Sep 19, 2019
Instrument	190919003480

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Jul 14, 2017
Property Address	56 CENTRAL ST, PEABODY, MA 01960-4357
Document Number	36021-150
Book / Page	36021 / 150
Instrument	635
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CENTRAL ST, PEABODY, MA 01960-4357

Mortgage

Document Number	360210154
Date	Jul 14, 2017
Instrument	36021/0154

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2047

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,768.00 (+2.87%)	$714,700 (+0.59%) Land $187,200 Building $527,500	$730,370
2025	$6,579.00 (+3.22%)	$710,500 (+1.66%) Land $173,300 Building $537,200
2024	$6,374.00 (+4.27%)	$698,900 (+8.85%) Land $173,300 Building $525,600
2023	$6,113.00	$642,100 Land $150,800 Building $491,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	39 (1979–2024)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Severe Storms And Flooding, May 2006 · 9 claims Extreme Weather Conditons And Flooding, Oct 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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