56 Cardinal Cir, Tryon, NC 28782 Property Records

Polk County property record for 56 Cardinal Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1980
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$377,500 (Jul 2026)
Tax Bill	$2,236 (2026)
Deeds & Mortgages	Jul 2026 Sale Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P37-74`

Property Details

APN / Parcel Number

Primary APN	`P37-74`
Alternative APN	`52374`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,548 sqft Finished Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52374
Street Address	56 CARDINAL CIR
City	TRYON
State	NC
Zip	28782-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOT 2, 0G07B G-WOODS SUNNY SLOPES
Legal Subdivision	G-WOODS SUNNY SLOPES
Legal Lot Number	2
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1015
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 CARDINAL CIR, TRYON, NC 28782-5539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Aug 16, 2012 · Amount on Record
Deed Book / Page	501 / 459
Prior Transfer Date	Jun 23, 2014
Prior Transfer Doc	00407/1107
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 20, 2026
Property Address	56 CARDINAL CIR, TRYON, NC 28782-5539
Document Number	0501000459
Book / Page	501 / 459
Instrument Date	Jul 20, 2026
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$76,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CARDINAL CIR, TRYON, NC 28782-5539

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	56 CARDINAL CIR, TRYON, NC 28782-5539
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000466/482
Date	Dec 20, 2021
Book Page	466/482

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,236.00 (+3.57%)	$381,127 (-) Land $50,600 Building $330,527	$381,127 (-) Land $50,600 Building $330,527
2025	$2,159.00 (+29.9%)	$381,127 (+58.49%) Land $50,600 Building $330,527	$381,127 (+58.49%) Land $50,600 Building $330,527
2023	$1,662.00	$240,474 Land $27,600 Building $212,874
2021			$240,474 Land $27,600 Building $212,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Cir

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