56 Buttonwood Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 56 Buttonwood Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 971 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$197,800 (Jul 2026)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00527220-000000`

Property Details

APN / Parcel Number

Primary APN	`00527220-000000`
Alternative APNs	`28613900527220000000` `1646440`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	971 sqft Living Area
1st Floor Area	971 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Porch	Open Porch
Porch Area	96 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1646440
Street Address	56 BUTTONWOOD DR
City	KEY LARGO
State	FL
Zip	33037-2587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 18 LTS 2 & 11 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR619-801/C OR619-802 OR912-732 OR912-735AFF OR1251-1561 OR1508-1408/23 F/J OR1509-292/94 OR2945-1261
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	18
Legal Lot Number	2,11
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1003
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

56 Buttonwood Dr is owned and occupied by an individual who bought it in July 2026.

Source: Monroe County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	56 BUTTONWOOD DR, KEY LARGO, FL 33037-2587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 22, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Jan 22, 2019 · Amount on File
Deed Document Number	20262550424
Deed Book / Page	3390 / 1249
Prior Transfer Date	Jun 30, 2026
Prior Transfer Doc	0002550424
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 6, 2026
Property Address	56 BUTTONWOOD DR, KEY LARGO, FL 33037-2587
Document Number	0002550424
Book / Page	3390 / 1249
Instrument Date	Jun 30, 2026
Instrument	20262550424
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$139,844.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BUTTONWOOD DR, KEY LARGO, FL 33037-2587

Mortgage

Document Number	0002550423,
Date	Jul 6, 2026
Instrument	20262550423

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 22, 2019
Property Address	56 BUTTONWOOD DR, KEY LARGO, FL 33037-2587
Document Number	0029451261
Book / Page	2945 / 1261
Map Reference	MB 3 PG 62
Instrument Date	Jan 16, 2019
Instrument	2202679
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ASSURE AMERICA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9731 JAMAICA DR, 9731, CUTLER BAY, FL 33189-1713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 BUTTONWOOD DR, KEY LARGO, FL 33037-2587

Mortgage

Document Number	0002202680
Date	Jan 22, 2019
Instrument	2202680

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 56 Buttonwood Dr was $2,274 with a homeowner's exemption, up 5.4% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00 (+5.38%) Homeowner's exemption	$252,279	$461,211 Land $237,500 Building $223,711
2024	$2,158.00 (+6.73%)
2023	$2,022.00 (+6.09%) Homeowner's exemption	$238,030 (+3%)	$415,336 (+21.58%) Land $225,000 Building $190,336
2022	$1,906.00 Homeowner's exemption	$231,098	$341,604 Land $225,000 Building $116,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Buttonwood Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Buttonwood Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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