Madison County property record for 56 Breakers Ln, Ridgeland, MS 39157
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,325 sqft · built 1980 |
| Owner | Individual Name on Record |
| Tax Bill | $1,132 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072H-27C-038 |
| Primary APN | 072H-27C-038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,325 sqft Adjusted Area |
| 1st Floor Area | 640 sqft |
| 2nd Floor Area | 640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | 120 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|
| Account Number | 15643 |
|---|---|
| Old Parcel Number | 072H-27C-038/00.00 |
| Street Address | 56 BREAKERS LN |
| City | RIDGELAND |
| State | MS |
| Zip | 39157-1102 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 56 THE BREAKERS PHASE 2 LEASEHOLD |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 27 |
| Legal Subdivision | BREAKERS |
| Legal Phase | 2 |
| Legal Lot Number | 56 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30107 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 56 BREAKERS LN, RIDGELAND, MS 39157-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2018 |
| Deed Sale | Dec 10, 2018 |
| Deed Document Number | 0003672825 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 56 BREAKERS LN, RIDGELAND, MS 39157-1102 |
| Document Number | 0000827029 |
| Book / Page | 003537 / 000876 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 56 BREAKERS LN RIDGELAND MS 391571102, RIDGELAND, MS 39157-1102 |
| Document Number | 0000827029 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 003537/000876 |
| Instrument | 827029 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39215-1182 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 25, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Ridgeland City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,132.00 Homeowner's exemption | $19,962 (+5.64%) | $199,620 (+5.64%) Land $88,400 Building $111,220 |
| 2024 | $1,132.00 | ||
| 2023 | $1,132.00 Homeowner's exemption | $18,897 | $188,970 Land $88,400 Building $100,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 individual policies |
| Nearby Flood Policies | 23 units insured incl. 10 condo units |
| Nearby Flood Claims | 2 (2005–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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