56 Bluestone Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 56 Bluestone Dr, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,582 sqft · built 2005
Lot Size	0.5 acres (2,160 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (May 2020)
Tax Bill	$16,364 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-34-135-011`

Property Details

APN / Parcel Number

Primary APN	`09-34-135-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,582 sqft Living Area
Basement Area	709 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,160 sqft (0.5 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	56 BLUESTONE DR
City	SAINT CHARLES
State	IL
Zip	60174-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWNSTONE - PT LOT 12 DESC IN DOC 2005K031606 - 3-22-2005
Legal Subdivision	BROWNSTONE
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2018
Census Tract	852300

Owner

Source: Kane County records · APN 09-34-135-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 BLUESTONE DR, SAINT CHARLES, IL 60174-2866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
May 28, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN COMMUNITY BANK AND TRUST
May 15, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Prior Sale	Jan 22, 2007 · Amount on Record
Deed Document Number	202024960
Prior Transfer Date	Mar 29, 2012
Prior Transfer Doc	0000030544
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	56 BLUESTONE DR, ST CHARLES, IL 60174-2866
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011384
Date	Feb 28, 2022
Instrument	2022K011384

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	12-Month MTA
Max Rate	7.25%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 28, 2026
Property Address	56 BLUESTONE DR, ST CHARLES, IL 60174-2866
Document Number	0000021996
Instrument Date	May 22, 2026
Instrument	202621996
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BLUESTONE DR, ST CHARLES, IL 60174-2866
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021996,
Date	May 28, 2026
Instrument	202621996

Lender

Name	AMERICAN COMMUNITY BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	May 15, 2020
Property Address	56 BLUESTONE DR, ST CHARLES, IL 60174-2866
Document Number	0000024960
Instrument Date	Apr 15, 2020
Instrument	24960
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$795.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3449 DOVER HILL CT ST CHARLES IL 601755108, ST CHARLES, IL 60175-5108

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,364.00 (+2.84%) Homeowner's exemption
2024	$15,912.00 (+2.94%)	$222,361 (+12.61%) Land $50,274 Building $172,087	$667,350 (+12.66%) Land $150,882 Building $516,468
2022	$15,458.00 (+4.02%) Homeowner's exemption	$197,461 (+4.91%) Land $44,271 Building $153,190	$592,383 (+4.91%) Land $132,813 Building $459,570
2021	$14,861.00 Homeowner's exemption	$188,219 Land $42,199 Building $146,020	$564,657 Land $126,597 Building $438,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898523002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 494 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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