56 Black Oak Cir, Ward, AR 72176 Property Records

Lonoke County property record for 56 Black Oak Cir, Ward, AR 72176

Property Summary

Property Type	Mobile Home
Details	1,216 sqft
Lot Size	0.257 acres (11,206 sqft)
Owner	Company Name on Record
Last Sale	$40,311 (May 2015)
Tax Bill	$321 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`113-00028-000`

Property Details

APN / Parcel Number

Primary APN	`113-00028-000`
Alternative APN	`17075`

Interior

Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Architectural Style	Mobile Home
Roof Material	Other
Lot Area	11,206 sqft (0.257 acres)
Driveway	Concrete Driveway
Driveway Area	400 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17075
Street Address	56 BLACK OAK CIR
City	WARD
State	AR
Zip	72176-8101
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Range	09W
Legal Township	04N
Legal Section	03
Legal Subdivision	BLACKOAK I
Legal Block	2
Legal Lot Number	28
Jurisdiction	LONOKE AR
Township / Civil Division	CAROLINE
Census Block Group	2
Census Block	2021
Census Tract	20102

Owner

Source: Lonoke County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	56 BLACK OAK CIR, WARD, AR 72176-8101
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE OZARKS
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit BANK OZK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2015 · Amount on Record
Deed Sale	May 14, 2015 · Amount on Record
Prior Sale	May 30, 2006 · Amount on Record
Deed Book / Page	2015 / 4720
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 12, 2026
Property Address	56 BLACK OAK CIR, WARD, AR 72176-8101
Document Number	0000002522
Book / Page	2026 / 2522
Instrument Date	Mar 4, 2026
Instrument	2026-02522
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	COMMERCE TITLE AND CLOSING SERVICES, COMMERCE TTL & CLOSING SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 S JACKSON ST, CABOT, AR 72023-3018
Investor	Possibly a Property Investor

Mortgage

Document Number	0202602524
Date	Mar 12, 2026
Instrument	2026-02524

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 4, 2031

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	56 BLACK OAK CIR, WARD, AR 72176-8101
Document Number	0000007040
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 S JACKSON ST CABOT AR 720233018, CABOT, AR 72023-3018
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007040
Date	Jul 19, 2019
Instrument	7040

Lender

Name	BANK OZK
Address	LITTLE ROCK, AR 72201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 18, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,010 (-) Land $2,000 Building $5,010	$35,050 (-) Land $10,000 Building $25,050
2024	$321.00 (+5.94%)
2023	$303.00	$7,010 Land $2,000 Building $5,010	$35,050 Land $10,000 Building $25,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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