Monroe County property record for 56 Bay Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1978 |
| Lot Size | 0.395 acres (17,220 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,150,000 (Aug 2026) |
| Tax Bill | $9,042 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00160570-000000 |
| Primary APN | 00160570-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 1,602 sqft |
| 1st Floor Area | 1,372 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,220 sqft (0.395 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 230 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 100 sqft |
| Patio Area | 298 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1206148 |
|---|---|
| Street Address | 56 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT BK 28 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR326-575/76 OR474-281/82 OR580-268D/C OR698-484/86 OR1215-1259 OR1624-1475 OR1684-1826 OR1711-811 OR1726-1103 OR2216-264/265D/C OR2318-807C OR2457-1869/71C/T OR2506-829/31 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT AMD PLAT |
| Legal Block | 5 |
| Legal Lot Number | 27 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
56 Bay Dr is owned by a company that bought it in August 2026.
Source: Monroe County records, as of August 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 465, POINT LOOKOUT, NY 11569-0465 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Mar 1, 2011 · Amount on File |
| Deed Document Number | 20262555351 |
| Deed Book / Page | 3396 / 820 |
| Prior Transfer Date | Jul 3, 2007 |
| Prior Transfer Doc | 0023180807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 56 BAY DR, KEY WEST, FL 33040-6115 |
| Document Number | 0002555351 |
| Book / Page | 3396 / 820 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20262555351 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $813,050.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 56 Bay Dr was $9,042, up 21.4% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,042.00 (+21.43%) | $1,233,417 Land $942,795 Building $290,622 | $1,233,417 Land $942,795 Building $290,622 |
| 2024 | $7,446.00 (-1.36%) | ||
| 2023 | $7,549.00 (+17.53%) | $1,102,125 (+32.86%) Land $842,230 Building $259,895 | $1,102,125 (+32.86%) Land $842,230 Building $259,895 |
| 2022 | $6,423.00 | $829,514 Land $565,677 Building $263,837 | $829,514 Land $565,677 Building $263,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56 Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 56 Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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