56 4th Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 56 4th Ave, Lowell, MA 01854

Property Summary

Property Type	Duplex
Details	8 bd · 3 ba · 2,990 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on Record
Last Sale	$739,000 (Dec 2023)
Tax Bill	$9,169 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`F01670`

Property Details

APN / Parcel Number

Primary APN	`F01670`
Alternative APNs	`LOWE M:97 B:2405 L:56` `M:000097 T:F01670`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,990 sqft Living Area
Gross Area	5,368 sqft
1st Floor Area	1,274 sqft
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	F01670
Street Address	56 4TH AVE
City	LOWELL
State	MA
Zip	01854-2722
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	2405
Legal Lot Number	56
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3005
Census Tract	310602

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	56 4TH AVE, LOWELL, MA 01854-2722
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 9, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage LATITUDE CAPITAL LLC
Dec 13, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Mar 21, 2023	Fiduciary Deed, Transfer · Commercial Mortgage LATITUDE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	202336711
Deed Book / Page	38231 / 178
Last Transfer Date	Mar 6, 2026
Transfer Doc	039906-271
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Jun 12, 2026
Property Address	56 4TH AVE, LOWELL, MA 01854-2722
Document Number	0000018394
Book / Page	40124 / 82
Instrument Date	Jun 8, 2026
Instrument	202618394
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040124-82,
Date	Jun 12, 2026
Book Page	40124/82
Instrument	202618394

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 9, 2026
Property Address	56 4TH AVE, LOWELL, MA 01854-2722
Document Number	039906-271
Book / Page	39906 / 271
Instrument Date	Mar 6, 2026
Instrument	6802
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 4TH AVE, LOWELL, MA 01854-2722

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	56 4TH AVE, LOWELL, MA 01854-2722
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	038048-144
Date	Sep 1, 2023
Book Page	38048/144
Instrument	25966

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 13, 2023
Property Address	56 4TH AVE, LOWELL, MA 01854-2722
Document Number	038231-178
Book / Page	38231 / 178
Instrument Date	Dec 13, 2023
Instrument	36711
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 4TH AVE, LOWELL, MA 01854-2722

Mortgage

Document Number	0000036712
Date	Dec 13, 2023
Instrument	36712

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 21, 2023
Property Address	56 4TH AVE, LOWELL, MA 01854-2722
Document Number	037735-131
Book / Page	37735 / 131
Instrument Date	Mar 21, 2023
Instrument	7665
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 4TH AVE, LOWELL, MA 01854-2722

Mortgage

Document Number	0000007666
Date	Mar 21, 2023
Instrument	7666

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,169.00 (+3.53%)	$807,800 (+4.72%) Land $174,200 Building $633,600	$748,501
2025	$8,856.00 (+42.45%)	$771,400 (+47.78%) Land $169,900 Building $601,500
2024	$6,217.00 (+9.01%)	$522,000 (+13.68%) Land $148,200 Building $373,800
2023	$5,703.00	$459,200 Land $123,100 Building $336,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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