56 10th St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 56 10th St, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 900 sqft · built 1970
Lot Size	0.16 acres (7,003 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2025)
Tax Bill	$730 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-4930-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-4930-0`
Alternative APN	`05-2S-23-2080-0075-0260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	900 sqft Heated Area
Gross Area	1,280 sqft
1st Floor Area	900 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,003 sqft (0.16 acres)
Lot Width	75 ft Width
Garage Type	Finished
Garage Area	300 sqft
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	56 10TH ST
City	SHALIMAR
State	FL
Zip	32579-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE N1/2 OF LOTS 26, 27 & 28 BLK 75
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	75
Legal Lot Number	26-28 27
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2065
Census Tract	21502

Owner

56 10th St is owned and occupied by an individual who bought it in September 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1275 SHERIDAN DR, OWINGS, MD 20736-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	Aug 29, 2008 · Amount on File
Deed Document Number	3774972
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	56 10TH ST, SHALIMAR, FL 32579-1550
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 10TH ST, SHALIMAR, FL 32579-1550
Investor	Possibly a Property Investor

Mortgage

Document Number	0003671408
Date	Feb 15, 2024
Instrument	3671408

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 25, 2025
Property Address	56 10TH ST, SHALIMAR, FL 32579-1550
Document Number	0003774972
Map Reference	MB 1 PG 64
Instrument Date	Sep 23, 2025
Instrument	3774972
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	EASTERN TITLE AND SETTLEMENT, EASTERN TTL & STLMT BALTIMOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 E HOLLYWOOD BLVD, MARY ESTHER, FL 32569-1946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 SHERIDAN DR, OWINGS, MD 20736-3131

Mortgage

Document Number	0003774973
Date	Sep 25, 2025
Instrument	3774973

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 56 10th St was $730 with a homeowner's exemption, up 4% from the year before.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00 (+3.99%) Homeowner's exemption	$99,005 (+2.9%)	$164,772 (+7.46%) Land $83,200 Building $81,572
2024	$702.00 (+4.15%) Homeowner's exemption	$96,215 (+3%)	$153,338 (+3.48%) Land $64,024 Building $89,314
2023	$674.00 (+4.17%) Homeowner's exemption	$93,413 (+3%)	$148,184 (+8.23%) Land $58,203 Building $89,981
2022	$647.00 Homeowner's exemption	$90,692	$136,921 Land $54,396 Building $82,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 56 10th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures