St. Charles County property record for 5599 Wavecrest Cir, Saint Charles, MO 63304 · Last verified October 2023
| Property Type | Row House |
|---|---|
| Details | 3 bd · 2 ba · 1,048 sqft · built 2012 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,743 (Apr 2012) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T091500082 |
| Primary APN | T091500082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| Basement Area | 1,048 sqft |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick Veneer |
| Lot Area | 16,988 sqft (0.389 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T091500082 |
|---|---|
| Old Parcel Number | T091500082 |
| Street Address | 5599 WAVECREST CIR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8043 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | TERRACE AT COLUMBUS POINTE LOT 75 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | TERRACE AT COLUMBUS POINTE |
| Legal Lot Number | 75 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311114 |
Source: St. Charles County records · APN T091500082
Assessment roll updated July 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5599 WAVECREST CIR, COTTLEVILLE, MO 63304-8043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Jul 18, 2022 | Beneficiary Deed, Transfer |
| Jul 18, 2022 | Beneficiary Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2012 · Amount on Record |
| Deed Sale | Apr 02, 2012 · Amount on Record |
| Deed Document Number | 0057521757 |
| Deed Book / Page | 5752 / 1757 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5599 WAVECREST CIR, SAINT CHARLES, MO 63304-8043 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 5599 WAVECREST CIR, COTTLEVILLE, MO 63304-8043 |
| Document Number | 0000044351 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022R-044351 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 18, 2022 |
| Property Address | 5599 WAVECREST CIR, SAINT CHARLES, MO 63304-8043 |
| Document Number | 0000039653 |
| Map Reference | MB 45 PG 243 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022R-039653 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5599 WAVECREST CIR, COTTLEVILLE, MO 63304-8043 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 18, 2022 |
| Property Address | 5599 WAVECREST CIR, SAINT CHARLES, MO 63304-8043 |
| Document Number | 0000039654 |
| Map Reference | MB 45 PG 273 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022R-039654 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 5599 WAVECREST CIR, COTTLEVILLE, MO 63304-8043 |
Source: St. Charles County records · Assessment roll updated July 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cottleville City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $37,405 | |
| 2022 | $196,869 Building $196,869 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 5% of the US · above 8% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Wisper ISP, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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