5599 Karakul Ter, Roscoe, IL 61073 Property Records

Winnebago County property record for 5599 Karakul Ter, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,957 sqft · built 2016
Lot Size	0.422 acres (18,376 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Jun 2017)
Tax Bill	$6,776 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-204-018`

Property Details

APN / Parcel Number

Primary APN	`08-09-204-018`
Alternative APN	`809204018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,957 sqft Living Area
1st Floor Area	1,957 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	18,376 sqft (0.422 acres)
Lot Dimensions	160 ft deep x 118 ft wide
Garage Area	640 sqft

Location & Zoning

Street Address	5599 KARAKUL TER
City	ROSCOE
State	IL
Zip	61073-7163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPHERD HILLS SUB NO 10 PT W1/2 NE1/4SEC 9-45-2 LOT 196
Legal Range	2
Legal Township	45
Legal Section	9
Legal Subdivision	SHEPHERD HILLS SUB NO 10
Legal Lot Number	196
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2011
Census Tract	3805

Owner

5599 Karakul Ter is owned and occupied by two individuals who bought it in June 2017.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5599 KARAKUL TER, ROSCOE, IL 61073-7163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK
Jun 14, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI BMO HARRIS BK NA
Jun 14, 2017	Grant Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2017 · Amount on File
Deed Sale	Jun 14, 2017 · Amount on File
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5599 KARAKUL TER, ROSCOE, IL 61073-7163
Document Number	0001013977
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5599 KARAKUL TER ROSCOE IL 610737163, ROSCOE, IL 61073-7163

Mortgage

Document Number	0001013977
Date	Jun 1, 2020
Instrument	1013977

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 14, 2017
Property Address	5599 KARAKUL TER, ROSCOE, IL 61073-7163
Document Number	0001017893
Instrument Date	Jun 6, 2017
Instrument	1017893
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 26, 2017
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5599 KARAKUL TER ROSCOE IL 610737163, ROSCOE, IL 61073-7163

Mortgage

Document Number	1017894
Date	Jun 14, 2017
Instrument	1017894

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Interest

Rate	4%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 14, 2017
Property Address	5599 KARAKUL TER, ROSCOE, IL 61073-7163
Document Number	0001017892
Instrument Date	Jun 6, 2017
Instrument	1017892
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5382 SWANSON RD ROSCOE IL 610739458, ROSCOE, IL 61073-9458
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5599 Karakul Ter was $6,776 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,776.00	$87,697 Land $14,464 Building $73,233	$263,091 Land $43,392 Building $219,699
2022	Homeowner's exemption	$64,602 Land $10,655 Building $53,947	$193,806 Land $31,965 Building $161,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5599 Karakul Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5599 Karakul Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Karakul Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures