5598 Co Rd 6, Wiggins, CO 80654 Property Records

Morgan County property record for 5598 Co Rd 6, Wiggins, CO 80654

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 4,901 sqft · built 1998
Lot Size	4.42 acres (192,535 sqft)
Owner	Individual Name on Record
Tax Bill	$1,311 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1485-060-00-005`

Property Details

APN / Parcel Number

Primary APN	`1485-060-00-005`
Alternative APN	`R018040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,901 sqft Total Area
1st Floor Area	2,268 sqft
Basement Area	2,368 sqft
Unfinished Basement	2,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	192,535 sqft (4.42 acres)
Porch	Slab
Porch Area	265 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5598 COUNTY ROAD 6
City	WIGGINS
State	CO
Zip	80654-7202
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 06 T 1 R 59 PARC SW14NW14 R932030
Legal Range	59
Legal Township	01
Legal Section	06
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1033
Census Tract	200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5598 COUNTY ROAD 6, WIGGINS, CO 80654-7202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit FMS BANK
Apr 8, 2021	Correction Deed · ARM FMS BANK
Jul 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage FMS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 2, 2021
Transfer Doc	0000932030
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	5598 COUNTY ROAD 6, WIGGINS, CO 80654-7202
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5598 COUNTY ROAD 6, WIGGINS, CO 80654-7202

Mortgage

Document Number	0000958641
Date	Oct 8, 2025
Instrument	958641

Lender

Name	FMS BANK
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 7, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORGAN CO
Recording Date	Apr 8, 2021
Property Address	5598 COUNTY ROAD 6, WIGGINS, CO 80654-7202
Document Number	0000932030
Instrument Date	Apr 2, 2021
Instrument	932030
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5598 COUNTY ROAD 6, WIGGINS, CO 80654-7202

Mortgage

Document Number	0000932032
Date	Apr 8, 2021
Instrument	932032

Lender

Name	FMS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Margin	3
Max Rate	9.12%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	5598 COUNTY ROAD 6, WIGGINS, CO 80654-7202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000925971
Date	Jul 2, 2020
Instrument	925971

Lender

Name	FMS BANK
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,311.00 (+55.33%)	$22,780 (+26.2%) Land $180 Building $22,600	$362,330 (+35.58%) Land $680 Building $361,650
2024	$844.00	$18,050 (-16.94%) Land $190 Building $17,860	$267,250 (-17.07%) Land $700 Building $266,550
2023	$844.00 (-50.84%)	$21,730 (-3.12%) Land $190 Building $21,540	$322,250 (+0.53%) Land $700 Building $321,550
2022	$1,717.00	$22,430 Land $200 Building $22,230	$320,550 Land $730 Building $319,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Viaero Wireless Fixed Wireless	150 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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