5598 A1A S, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 5598 A1A S, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,604 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$12,080 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`182782-0010`

Property Details

APN / Parcel Number

Primary APN	`182782-0010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,604 sqft Living Area
Gross Area	3,266 sqft
1st Floor Area	1,225 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	90 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5598 A1A S
City	SAINT AUGUSTINE
State	FL
Zip	32080-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	102/83-84 BORBELY AT THE BEACHES LOT 1
Legal Range	30E
Legal Township	08S
Legal Section	22
Legal Subdivision	BORBELY AT THE BEACHES
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1001
Census Tract	21403

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5598 A1A S, SAINT AUGUSTINE, FL 32080-7008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5598 A1A S, SAINT AUGUSTINE, FL 32080-7008
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5598 A1A S, ST AUGUSTINE, FL 32080-7008

Mortgage

Document Number	0057161878
Date	Mar 2, 2023
Book Page	5716/1878
Instrument	2023015803

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5598 A1A S, SAINT AUGUSTINE, FL 32080-7008
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 JELLISON RD, SAINT AUGUSTINE, FL 32080-7636

Mortgage

Document Number	0052191957
Date	Mar 26, 2021
Book Page	5219/1957
Instrument	2021033893

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5598 A1A S, SAINT AUGUSTINE, FL 32080-7008
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5598 A1A S, ST AUGUSTINE, FL 32080-7008

Mortgage

Document Number	0056000178
Date	Jul 19, 2022
Book Page	5600/178
Instrument	2022070396

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$922,236 (+1.65%)	$942,677 (-5.6%) Land $250,000 Building $692,677
2025	$12,080.00 (+11.74%) Homeowner's exemption	$907,291 (+7.31%)	$998,583 (+18.1%) Land $250,000 Building $748,583
2024	$10,811.00 (+2.63%)
2023	$10,534.00 (+387.69%) Homeowner's exemption	$845,525 (+459.21%)	$845,525 (+459.21%) Land $169,000 Building $676,525
2022	$2,160.00	$151,200	$151,200 Land $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 165 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	541 units insured incl. 376 condo units
Nearby Flood Claims	65 (1990–2024)
Claims Outside the SFHA	38 of 65
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 13 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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