5596 Soledad Mountain Rd, La Jolla, CA 92037 Property Records

San Diego County property record for 5596 Soledad Mountain Rd, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,008 sqft · built 1962
Lot Size	0.232 acres (10,100 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Apr 2002)
Tax Bill	$12,486 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`358-403-01-00`

Property Details

APN / Parcel Number

Primary APN	`358-403-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,008 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,100 sqft (0.232 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5596 SOLEDAD MOUNTAIN RD
City	LA JOLLA
State	CA
Zip	92037-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 8 TR 004787
Legal Subdivision	LA JOLLA PACIFIC SHORES
Legal Tract	004787
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	8301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5596 SOLEDAD MOUNTAIN RD, LA JOLLA, CA 92037-7254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2002 · Amount on Record
Deed Sale	Apr 17, 2002 · Amount on Record
Deed Document Number	2002320193
Last Transfer Date	Mar 23, 2016
Transfer Doc	0000160222
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5596 SOLEDAD MOUNTAIN RD, LA JOLLA, CA 92037-7254
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5596 SOLEDAD MOUNTAIN RD, LA JOLLA, CA 92037-7254

Mortgage

Document Number	0000262533
Date	Sep 22, 2025
Instrument	2025-0262533

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5596 SOLEDAD MOUNTAIN RD, LA JOLLA, CA 92037-7254
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5596 SOLEDAD MOUNTAIN RD, LA JOLLA, CA 92037-7254

Mortgage

Document Number	0000387068
Date	Oct 4, 2022
Instrument	2022-0387068

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5596 SOLEDAD MOUNTAIN RD, LA JOLLA, CA 92037-7254
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5596 SOLEDAD MOUNTAIN RD, LA JOLLA, CA 92037-7254

Mortgage

Document Number	0000622652
Date	Sep 1, 2021
Instrument	2021-0622652

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5596 SOLEDAD MOUNTAIN RD, LA JOLLA, CA 92037-7254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000372784
Date	Jul 13, 2020
Instrument	2020-0372784

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$979,430 (+2%) Land $753,415 Building $226,015
2025	$12,486.00 (+10.95%) Homeowner's exemption	$960,227 (+4.04%) Land $738,643 Building $221,584
2023	$11,254.00 (+2.75%) Homeowner's exemption	$922,942 Land $709,961 Building $212,981
2022	$10,953.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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