55951 Elder Rd, Mishawaka, IN 46545 Property Records

St. Joseph County property record for 55951 Elder Rd, Mishawaka, IN 46545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 1989
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$2,230 (2024)
Deeds & Mortgages	May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-09-02-477-006.000-031`

Property Details

APN / Parcel Number

Primary APN	`71-09-02-477-006.000-031`
Alternative APN	`0141018022028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area

Exterior

Year Built	Built 1989
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0141018022028
Street Address	55951 ELDER RD
City	MISHAWAKA
State	IN
Zip	46545-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	220' N&S X 686.90' E&W BEG 1320' W & 428' N OF SE COR SE SEC 2 37 3E CONT 3.469 AC M OR L
Legal Range	03E
Legal Township	37
Legal Section	02
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2013
Census Tract	11503

Owner

55951 Elder Rd is owned and occupied by an individual who acquired it in May 2020.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	55951 ELDER RD, MISHAWAKA, IN 46545-4603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2020
Deed Sale	May 21, 2020
Prior Sale	Jul 3, 2012
Deed Document Number	0002013373
Record Updated	Jun 8, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 21, 2020
Property Address	55951 ELDER RD, MISHAWAKA, IN 46545-4603
Document Number	0002013373
Instrument Date	May 5, 2020
Instrument	2013373
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55951 ELDER RD, MISHAWAKA, IN 46545-4603

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,800 Land $75,400 Building $150,400	$225,800 Land $75,400 Building $150,400
2024	$2,230.00 (+2.62%)
2023	$2,173.00 (+41.1%)	$229,500 (+33.04%) Land $75,400 Building $154,100	$229,500 (+33.04%) Land $75,400 Building $154,100
2022	$1,540.00	$172,500 Land $14,500 Building $158,000	$172,500 Land $14,500 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55951 Elder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55951 Elder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway, Mercury Fiber.

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