5595 Willoughby Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 5595 Willoughby Dr, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,848 sqft · built 2006
Lot Size	18.9 acres (826,769 sqft)
Owner	2 Trust Names on File
Last Sale	$1,800,000 (Aug 2024)
Tax Bill	$17,028 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`27-36-09-PV-*-9`

Property Details

APN / Parcel Number

Primary APN	`27-36-09-PV-*-9`
Alternative APNs	`27-36-09-PV-00000.0-0009.00` `2734481`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,848 sqft Living Area
Gross Area	4,317 sqft
1st Floor Area	1,680 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	826,769 sqft
Garage Type	Attached
Garage Area	840 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	307 sqft
Deck Area	1,583 sqft
Patio Area	144 sqft
Pole Barn	1,332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2734481
Street Address	5595 WILLOUGHBY DR
City	MELBOURNE
State	FL
Zip	32934-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	THE WILLOWS LOTS 9 & 10
Legal Range	36E
Legal Township	27S
Legal Section	09
Legal Subdivision	THE WILLOWS
Legal Block	2
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	WEST BREVARD
Census Block Group	2
Census Block	2012
Census Tract	71354

Owner

5595 Willoughby Dr is owner-occupied and held in a trust since August 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5595 WILLOUGHBY DR, MELBOURNE, FL 32934-2822
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 8, 2019	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2024 · Amount on File
Deed Sale	Aug 5, 2024 · Amount on File
Prior Sale	Mar 8, 2019 · Amount on File
Deed Document Number	2024158529
Deed Book / Page	10126 / 1209
Prior Transfer Date	Sep 18, 2001
Prior Transfer Doc	4431000799
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Dec 12, 2025
Property Address	5595 WILLOUGHBY DR, MELBOURNE, FL 32934-2822
Document Number	0105021360
Book / Page	10502 / 1360
Map Reference	MB 40 PG 6
Instrument Date	Dec 12, 2025
Instrument	2025249163
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5595 WILLOUGHBY DR, MELBOURNE, FL 32934-2822

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5595 WILLOUGHBY DR, MELBOURNE, FL 32934-2822

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5595 WILLOUGHBY DR, MELBOURNE, FL 32934-2822
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5595 WILLOUGHBY DR, MELBOURNE, FL 32934-2822

Mortgage

Document Number	0088640928
Date	Sep 23, 2020
Book Page	8864/928
Instrument	2020208191

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 8, 2019
Property Address	5595 WILLOUGHBY DR, MELBOURNE, FL 32934-2822
Document Number	0083851542
Book / Page	8385 / 1542
Map Reference	MB 40 PG 6
Instrument Date	Mar 5, 2019
Instrument	2019048184
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3244 MUIRFIELD DR, 3244, COLORADO SPRINGS, CO 80907-7805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5595 WILLOUGHBY DR, MELBOURNE, FL 32934-2822

Mortgage

Document Number	2019048185
Date	Mar 8, 2019
Instrument	2019048185

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 5595 Willoughby Dr was $17,028, up 17.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$770,000 (-41.91%)	$1,270,000 (-4.19%)
2025	$17,028.00 (+17.47%)	$1,325,580	$1,325,580
2024	$14,496.00 (+24.63%)
2023	$11,631.00 (+7.22%) Homeowner's exemption	$924,140 (+3%)	$1,191,190 (+27.66%) Land $577,750 Building $613,440
2022	$10,848.00 Homeowner's exemption	$897,230	$933,070 Land $577,750 Building $355,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5595 Willoughby Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 317 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	317 in force
Nearby Flood Claims	4 (2011–2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5595 Willoughby Dr is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T DSL	25 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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