Hamilton County property record for 5595 Ringgold Rd, Chattanooga, TN 37412
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 4,800 sqft · built 2025 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Company Name on File |
| Last Sale | $750,000 (Nov 2024) |
| Tax Bill | $6,272 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Nov 2024 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 169K B 002 |
| Primary APN | 169K B 002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,800 sqft Total Area |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Metal |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 23,522 sqft (0.539 acres) |
| Lot Dimensions | 121 ft deep x 178 ft wide |
| Account Number | 0000115077 |
|---|---|
| Street Address | 5595 RINGGOLD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3129 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Local Zoning Code | C2 |
| Legal Description | LT 18 AMENDED SUB OF LT 20 FRUITLAND FARMS ADDN PB15 PG93 REV 82-174 |
| Legal Range | 127 |
| Legal Subdivision | FRUITLAND FARMS |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 11600 |
5595 Ringgold Rd, a commercial property, is owned by a company that bought it in November 2024.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1800 MOUNT VERNON DR NW, CLEVELAND, TN 37311-3500 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST HORIZON BANK |
| Nov 27, 2024 | Warranty Deed, Transfer |
| Aug 10, 2018 | Loan Modification, Mortgage PINNACLE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on File |
| Deed Sale | Nov 27, 2024 · Amount on File |
| Prior Sale | Jun 21, 2006 · Amount on File |
| Deed Document Number | 2024112700085 |
| Deed Book / Page | 13773 / 766 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5595 RINGGOLD RD, CHATTANOOGA, TN 37412-3129 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000155 |
|---|---|
| Date | Jan 24, 2025 |
| Book Page | 13820/689 |
| Instrument | 2025012400155 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 24, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 27, 2024 |
| Property Address | 5595 RINGGOLD RD, CHATTANOOGA, TN 37412-3129 |
| Document Number | 0000000085 |
| Book / Page | 13773 / 766 |
| Map Reference | MB 82 PG 174 |
| Instrument Date | Nov 26, 2024 |
| Instrument | 2024112700085 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1800 MOUNT VERNON DR NW, CLEVELAND, TN 37311-3500 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5595 RINGGOLD RD, CHATTANOOGA, TN 37412-3129 |
| Document Number | 0816000187 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1800 MOUNT VERNON DR NW CLEVELAND TN 373113500, CLEVELAND, TN 37311-3500 |
| Document Number | 0816000187 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 011428/000728 |
| Instrument | 180816000187 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, TN 37311 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 15, 2023 |
The 2025 property tax bill for 5595 Ringgold Rd was $6,272, up 382.1% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,272.00 (+382.09%) | $413,840 (+611.55%) | $1,034,600 (+611.55%) Land $351,700 Building $682,900 |
| 2024 | $1,301.00 (-35.85%) | $58,160 (-) | $145,400 (-) Land $145,400 |
| 2023 | $2,028.00 | $58,160 | $145,400 Land $145,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5595 Ringgold Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 102 (1978–2025) |
| Claims Outside the SFHA | 12 of 102 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5595 Ringgold Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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