5595 Pea Rdg Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 5595 Pea Rdg Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,576 sqft · built 1958
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$78,900 (Aug 2009)
Deeds & Mortgages	May 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044 118`

Property Details

APN / Parcel Number

Primary APN	`044 118`
Alternative APNs	`659935` `385608`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,576 sqft Heated Area
Gross Area	2,128 sqft
1st Floor Area	1,296 sqft
Flooring	Parquet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1968
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Lot Width	100 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Shed	1 Shed
Shed Area	288 sqft
Canopy	320 sqft
Utility Building	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	385608
Street Address	5595 PEA RIDGE RD
City	CORNELIA
State	GA
Zip	30531-5817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-67 PB 59-35 898-534
Legal Subdivision	SURVEY FOR PHILLIP SMITH
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2013
Census Tract	603

Owner

5595 Pea Rdg Rd is owned and occupied by two individuals who bought it in August 2009.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5595 PEA RIDGE RD, CORNELIA, GA 30531-5817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
May 14, 2018	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2009 · Amount on File
Deed Sale	Aug 14, 2009 · Amount on File
Prior Sale	Sep 1, 2006 · Amount on File
Deed Book / Page	898 / 533
Transfer Doc	000898/534
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	5595 PEA RIDGE RD, CORNELIA, GA 30531-5817
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5595 PEA RIDGE RD, CORNELIA, GA 30531-5817

Mortgage

Document Number	0000001263/0000000895
Date	May 28, 2021
Book Page	0000001263/0000000895

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	5595 PEA RIDGE RD, CORNELIA, GA 30531-5817
Transaction Type	Mortgage
Record Updated	Jul 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1165/705
Date	May 14, 2018
Book Page	1165/705

Lender

Name	LOAN DEPOT COM
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,494 (+5.11%) Land $14,602 Building $48,892	$158,736 (+5.11%) Land $36,506 Building $122,230
2025		$60,406 Land $13,647 Building $46,759	$151,015 Land $34,118 Building $116,897
2023	Homeowner's exemption Senior Citizen's exemption	$43,412 (+24.4%) Land $9,436 Building $33,976	$108,530 (+24.4%) Land $23,590 Building $84,940
2022	Homeowner's exemption Senior Citizen's exemption	$34,896 Land $5,660 Building $29,236	$87,240 Land $14,150 Building $73,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5595 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5595 Pea Rdg Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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